
VISA
AU Xcite ACE Credit Card
Joining Fee₹749
Annual Fee₹749
📋 Eligibility Criteria
Age Limit25 - 65 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn Up to 3% Cashback on Monthly
spends milestones to earn 1% cashback at ₹7,500, 2% at ₹12,500 and 3% at ₹20,000, capped at ₹600 per statement cycle
Get 2 Complimentary Domestic Airport Lounge
visits each quarter on completing ₹50,000 of spends in the previous quarter
Enjoy up to 8 Complimentary Railway Lounge
visits per year maximum 2 per calendar quarter at select railway stations
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Frequently Asked Questions
The joining fee for AU Xcite ACE Credit Card is ₹749.