LIFETIME FREE Visa 📡 Contactless NFC

EazyDiner IndusInd Platinum Credit Card

Joining FeeFREE

Annual FeeFREE

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

Food lovers and restaurant diners seeking guaranteed 20% to 50% dining savings via EazyDiner Prime on a Lifetime Free card.

Who Should Avoid

Users who rarely dine out or those seeking airport lounge access.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Complimentary 3-month EazyDiner Prime Membership + 500 bonus EazyPoints on card setup

20% Instant Discount on Dining

Additional 20% instant discount up to ₹500 on dining bills paid via PayEazy on the EazyDiner app.

Free 3-Month EazyDiner Prime

Complimentary 3-month EazyDiner Prime Membership with guaranteed 25%–50% off at 2,000+ top restaurants.

Lifetime Free Dining Card

Unconditionally Lifetime Free dining card with zero joining and renewal charges.

💰 Reward Structure & Point Valuation

1 EazyPoints & Reward Points = ₹0.25

Standard Base Earning

2 Reward Points per ₹100 spent on other retail purchases (0.50% return)

Accelerated / Partner Rate

2X EazyPoints (20 points per ₹100) on dining spends paid via PayEazy; Flat 20% instant discount up to ₹500 on restaurant bills via EazyDiner app

Points Validity:12 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: Instant Dining Bill Settlement via PayEazy on EazyDiner App, EazyDiner Prime Membership Renewals, IndusMoments Rewards Portal

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Cash Advances

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access

🛫

Domestic Lounge VisitsNone

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)

Unconditionally Lifetime Free (LTF) credit card with zero joining and annual renewal fees

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹500 and ₹3,000 (Capped at ₹150/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 70 Years

Min. Monthly Income₹25,000

Min. Credit Score750 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.83% per month (46.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the EazyDiner IndusInd Platinum Credit Card

Lifetime Free Card • Zero Annual Maintenance Charges

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Personalized Card Matcher

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Frequently Asked Questions

Yes, the EazyDiner IndusInd Platinum Credit Card is a Lifetime Free credit card with ₹0 joining fee and ₹0 annual renewal fee.

EazyDiner IndusInd Platinum Credit Card Lifetime Free (₹0)