LIFETIME FREE RuPay 📡 Contactless NFC
Google Pay Flex Credit Card
Joining FeeFREE
Annual FeeFREE
Forex Markup 3.5%
🎁 Key Features & Highlights
🎉
Joining & Activation Welcome Gift
₹500 cashback voucher on completing first 3 transactions within 30 days of card issuance
Earn up to 8X Stars on Every UPI Spend via Google Pay
and earn 1 Star per ₹500, rising to 8 Stars per ₹500 on spends above ₹30,000 in a reward period, redeemable instantly as cashback
Earn Stars on All Purchases at your Favourite Online Apps
and stores earns Star with no minimum transaction amount, redeemed as instant cashback on the Google Pay app
Earn Stars on Fuel Spends
on all eligible fuel spends with no minimum transaction, so even refuelling adds to your cashback
💰 Reward Structure & Point Valuation
1 Direct Cashback = ₹1 Standard Base Earning
1% cashback on all eligible spends
Accelerated / Partner Rate
5% cashback on Google Pay partner merchants and bill payments
Points Validity:Never Expire
Redemption Fee: ₹0 (Free)
Redemption Modes: Direct Statement Credit, Google Pay Balance
🚫 No Reward Points / Cashback on:
Fuel Rent Wallet Loads Government Spends Jewellery EMI
🛋️ Airport Lounge Access & Spend Criteria
✓ Lounge Access Active🛫
Domestic Lounge Visits1 visit per quarter
🌐
International Lounge VisitsNone
⚠️
Spend Criteria: Requires ₹20,000 spend in previous calendar quarter
⚡ Spend Milestones & Special Perks
Annual Fee Waiver Lifetime Free (₹0)
Lifetime Free card with zero annual and renewal fees UPI Payments Support✓ Supported (RuPay)
1% cashback on UPI QR scan & pay merchants Fuel Surcharge Waiver1% Surcharge Waived
1% (Capped at ₹250/mo) 📋 Eligibility Criteria
✓ Official CriteriaAge Limit18 - 70 Years
Min. Monthly Income₹24,999
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
Official Bank Portal Application
Get the Google Pay Flex Credit Card
Lifetime Free Card • Zero Annual Maintenance Charges
Personalized Card Matcher
Still Confused About Your Best Match?
Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.
⚡ Instant Net Yield Math•🛋️ Lounge Fee Gate Check•🆓 100% Free & Impartial
Ask CardGuru Now→Takes less than 15 seconds
🔍 Related Credit Card Collections
Frequently Asked Questions
Yes, the Google Pay Flex Credit Card is a Lifetime Free credit card with ₹0 joining fee and ₹0 annual renewal fee.