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HDFC BizBlack Metal Edition Credit Card
DinersClub ★ Metal Edition 📡 Contactless NFC

HDFC BizBlack Metal Edition Credit Card

Joining Fee₹10,000
Annual Fee₹10,000
Forex Markup 2%

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Choice of welcome benefit vouchers from premier brands like Marriott, Reliance Digital, or Tata Cliq upon card activation and fee payment

Enjoy Unlimited Lounge Access

for domestic and international airport lounge visits for primary and add-on cardholders, with at least 1 transaction in the previous month

Get Club Membership

of Marriott Annual & Taj Stay voucher worth ₹ 5000 on spends of ₹ 1.5 lakhs within first 90 days

Earn up to 10X Reward Points

on SmartBuy purchases, capped at 10,000 Reward Points per month

Earn 5X Reward Points

on bill payments, IT and GST payments, hotel and flight bookings, and business productivity tools on minimum spends of ₹50,000 in a statement cycle

Earn 5 Reward Points

on every ₹150 spent on all eligible spends, with 1 Reward Point worth up to ₹1 on SmartBuy and a cap of 1,50,000 Reward Points per statement cycle

Enjoy Up to 10% Savings

on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app

Get SmartBuy Voucher

or Taj Stay voucher worth ₹5,000 on every ₹5,00,000 spent, excluding EMI, rent and petrol spends

Get Complimentary Golf Games

with 6 games per quarter at top courses worldwide and 24x7 concierge booking assistance

Earn Annual Spend Vouchers

worth ₹20,000 on annual spends of ₹20,00,000 in a calendar year

💰 Reward Structure & Point Valuation

1 Reward Points = ₹0.5
Standard Base Earning
5 Reward Points per ₹150 spent on all retail spends
Accelerated / Partner Rate
Up to 5X Reward Points on SmartBuy partner portals
Points Validity:3 Years
Redemption Fee: ₹99 + GST / cycle
Redemption Modes: Flights and Hotel bookings via SmartBuy, Airmiles conversion, Apple products and luxury brand catalog, Cashback against statement balance
🚫 No Reward Points / Cashback on:
Fuel Rent Wallet Loads Government Transactions Jewellery

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active
🛫
Domestic Lounge VisitsUnlimited domestic lounge visits
🌐
International Lounge VisitsUnlimited international lounge visits via Priority Pass
⚠️

Spend Criteria: Unconditional access for primary and add-on cardholders

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹800,000/yr
Annual fee of ₹10,000 + applicable taxes waived on spending ₹8 Lakhs or more in the preceding anniversary year
UPI Payments Support✗ Not Supported
UPI not supported on Visa/Mastercard
Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver (Capped at ₹1000/mo)

📋 Eligibility Criteria

✓ Official Criteria
Age Limit21 - 65 Years
Min. Monthly Income₹250,000
Min. Credit Score0 CRIF
Employment Typeself_employed
Official Bank Portal Application

Get the HDFC BizBlack Metal Edition Credit Card

Annual Fee: ₹10,000/yr (Waivable)

Apply Online Now →
Personalized Card Matcher

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Frequently Asked Questions

No, HDFC BizBlack Metal Edition Credit Card has a joining fee of ₹10000 and an annual renewal fee of ₹10000 (plus applicable taxes).
HDFC BizBlack Metal Edition Credit Card ₹10,000/yr
Apply Now →