HDFC Biz Grow Credit Card
VISA

HDFC Biz Grow Credit Card

Joining Fee₹500
Annual Fee₹500

📋 Eligibility Criteria

Age Limit21 - 60 Years
Min. Monthly Income₹50000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

🎁 Key Benefits & Perks

Earn 2 CashPoints on every ₹150 spent

on all eligible business spends, capped at 15,000 CashPoints per statement cycle with 1 CashPoint worth up to ₹0.25

Earn 5% Cashback

on SmartBuy purchases on Myntra, MakeMyTrip, Apple Imagine and more, capped at ₹1,000 per month

Get 10% Extra Off

on dining bills at 35,000+ restaurants via Swiggy Dineout when paying with the card

Earn 10X Cash Points

on hotel and flight bookings subject to minimum ₹10,000 statement cycle spends and a maximum of 1,500 Cash Points per cycle

Get Assured Cashback upto ₹1,800

on SmartPay bill additions in the first year with e-vouchers worth up to ₹800 for adding 2 or more bills

Save Up To 4%

on utility, IT and GST payments through accelerated rewards and partner payment platforms

Save Up To 40%

on business travel and software purchases through SmartBuy BizDeals

Get 4% Off

on flight and hotel bookings through MMT MyBiz powered by SmartBuy BizDeals

Get SmartPay E-Vouchers

worth up to ₹800 in the first year for adding 2 or more bills on SmartPay

Frequently Asked Questions

The joining fee for HDFC Biz Grow Credit Card is ₹500.