HDFC Biz Grow Credit Card
🎁 Key Features & Highlights
Joining & Activation Welcome Gift
Welcome benefit of discount vouchers or bonus cashback upon card activation and meeting spend milestones
Earn 5% Cashback
on SmartBuy purchases on Myntra, MakeMyTrip, Apple Imagine and more, capped at ₹1,000 per month
Get Assured Cashback upto ₹1,800
on SmartPay bill additions in the first year with e-vouchers worth up to ₹800 for adding 2 or more bills
Earn 2 CashPoints on every ₹150 spent
on all eligible business spends, capped at 15,000 CashPoints per statement cycle with 1 CashPoint worth up to ₹0.25
Save Up To 40%
on business travel and software purchases through SmartBuy BizDeals
Get 10% Extra Off
on dining bills at 35,000+ restaurants via Swiggy Dineout when paying with the card
Get 4% Off
on flight and hotel bookings through MMT MyBiz powered by SmartBuy BizDeals
Earn 10X Cash Points
on hotel and flight bookings subject to minimum ₹10,000 statement cycle spends and a maximum of 1,500 Cash Points per cycle
Save Up To 4%
on utility, IT and GST payments through accelerated rewards and partner payment platforms
Get SmartPay E-Vouchers
worth up to ₹800 in the first year for adding 2 or more bills on SmartPay
💰 Reward Structure & Point Valuation
1 CashBack = ₹1🛋️ Airport Lounge Access & Spend Criteria
✓ Lounge Access ActiveSpend Criteria: Requires minimum spends of ₹20,000 in the previous calendar quarter to unlock lounge access
⚡ Spend Milestones & Special Perks
📋 Eligibility Criteria
✓ Official CriteriaGet the HDFC Biz Grow Credit Card
Annual Fee: ₹500/yr (Waivable)
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