VISA,RuPay 📡 Contactless NFC
HDFC Biz Power Credit Card
Joining Fee₹2,500
Annual Fee₹2,500
Forex Markup 3.5%
🎁 Key Features & Highlights
🎉
Joining & Activation Welcome Gift
Complimentary gift voucher or bonus reward points upon payment of joining fee and card activation
Earn up to 10X Reward Points on Flipkart, Myntra
MakeMyTrip and Apple via SmartBuy capped at 4,000 RP per month
Earn 5X Reward Points on Bill Payments, Income Tax & GST
payments, and Google Ads Meta Ads spends
Enjoy 2 Domestic Airport Lounge Visits Every Calendar Quarter
plus 2 more on ₹75,000 quarterly spend and 6 international lounge visits a year via Priority Pass RuPay
💰 Reward Structure & Point Valuation
1 CashBack Points = ₹1 Standard Base Earning
1 CashBack Point per ₹100 spent on utility and other eligible categories (1% value)
Accelerated / Partner Rate
Up to 5% CashBack on BizPower portal spends and partner merchants
Points Validity:24 Months
Redemption Fee: ₹0 (Free)
Redemption Modes: Statement Credit
🚫 No Reward Points / Cashback on:
Fuel Rent Wallet Loads Government/Tax Transactions Jewellery EMI
🛋️ Airport Lounge Access & Spend Criteria
✓ Lounge Access Active🛫
Domestic Lounge Visits2 visits per quarter
🌐
International Lounge VisitsNone
⚠️
Spend Criteria: Requires minimum spends of ₹50,000 in the previous calendar quarter to unlock complimentary lounge access
⚡ Spend Milestones & Special Perks
Annual Fee Waiver ₹250,000/yr
Annual membership fee of ₹2500 is waived off on spends of ₹2,50,000 and above in the previous anniversary year UPI Payments Support✗ Not Supported
UPI not supported on Visa/Mastercard Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver (Capped at ₹250/mo) 📋 Eligibility Criteria
✓ Official CriteriaAge Limit21 - 60 Years
Min. Monthly Income₹100,000
Min. Credit Score0 CRIF
Employment Typeself_employed
Official Bank Portal Application
Apply Online Now → Get the HDFC Biz Power Credit Card
Annual Fee: ₹2,500/yr (Waivable)
Personalized Card Matcher
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🔍 Related Credit Card Collections
Frequently Asked Questions
No, HDFC Biz Power Credit Card has a joining fee of ₹2500 and an annual renewal fee of ₹2500 (plus applicable taxes).
HDFC Biz Power Credit Card ₹2,500/yr
Apply Now →