VISA 📡 Contactless NFC
HDFC Business Moneyback Credit card
Joining Fee₹500
Annual Fee₹500
Forex Markup 3.5%
🎁 Key Features & Highlights
🎉
Joining & Activation Welcome Gift
500 CashPoints on payment of joining fee
Get Flat 10% Extra Off
On Dining Bills at 35,000+ partner restaurants across India
Save 1.6% On Fuel Spends
capped at ₹1,000 per statement cycle
Earn 10X Cashpoints On Swiggy
on eligible food orders via the Swiggy app
Earn 1% Additional Savings On All Online Purchases
on eligible online transactions, with Reward Points redeemable at up to ₹0.25 per point
Earn 5% Cashback On Business Essential Spends
on telecom, utility, government and tax payments, capped at ₹250 per statement cycle on minimum spends of ₹10,000
💰 Reward Structure & Point Valuation
1 CashPoints = ₹0.2 Standard Base Earning
2 CashPoints per ₹150 spent on all retail spends
Accelerated / Partner Rate
2X CashPoints on business-related spends like office supplies, telecom, and utility bills
Points Validity:2 Years
Redemption Fee: ₹99 + GST / cycle
Redemption Modes: Statement Credit, SmartBuy Portal (Flight/Hotel Bookings), Product Catalog & Vouchers
🚫 No Reward Points / Cashback on:
Fuel Wallet Loads Government Transactions Rent Payments EMI
🛋️ Airport Lounge Access & Spend Criteria
✗ No Free Lounge Access🛫
Domestic Lounge VisitsNone
🌐
International Lounge VisitsNone
⚠️
Spend Criteria: No lounge access
⚡ Spend Milestones & Special Perks
Annual Fee Waiver ₹50,000/yr
Renewal fee waived off on spends of ₹50,000 and above in the preceding anniversary year UPI Payments Support✗ Not Supported
UPI not supported on Visa/Mastercard Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver (Capped at ₹250/mo) 📋 Eligibility Criteria
✓ Official CriteriaAge Limit21 - 65 Years
Min. Monthly Income₹50,000
Min. Credit Score720 CRIF
Employment Typeself_employed
Official Bank Portal Application
Apply Online Now → Get the HDFC Business Moneyback Credit card
Annual Fee: ₹500/yr (Waivable)
Personalized Card Matcher
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🔍 Related Credit Card Collections
Frequently Asked Questions
No, HDFC Business Moneyback Credit card has a joining fee of ₹500 and an annual renewal fee of ₹500 (plus applicable taxes).
HDFC Business Moneyback Credit card ₹500/yr
Apply Now →