VISA,RuPay
HDFC Freedom Credit Card
Joining Fee₹500
Annual Fee₹500
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score650 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
10X CashPoints
on spends at merchants like Big Basket, BookMyShow, OYO, Swiggy, and Uber, capped at 2500 Reward Points per month
1 Reward Point Per ₹150 Spent
on all eligible retail transactions made using the card
Extra CashPoints on Utility Bills & Recharges
when the card is linked to PayZapp for utility bill payments, mobile recharges, and more
Flat ₹200 Discount on Dineout
minimum order value ₹2000, twice a month
10% Extra Discount on Swiggy Dineout
using the coupon code HDFCCARDS, as per offer terms
₹1,000 CashPoints on In-App Shopping via PayZapp
on shopping across 200+ brands within the PayZapp app
🔍 Related Credit Card Collections
All HDFC Bank Credit Cards Best Shopping Credit Cards Shopping Cards from HDFC Bank Best Dining Credit Cards Dining Cards from HDFC Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 700+ CIBIL Score Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for HDFC Freedom Credit Card is ₹500.