LTF

🎁 Get up to ₹1,000 Amazon Voucher on select credit cards!

See Eligible Cards →
6E Rewards - IndiGo HDFC Bank Credit Card
Mastercard, Visa 📡 Contactless NFC

6E Rewards - IndiGo HDFC Bank Credit Card

Joining Fee₹500
Annual Fee₹500
Forex Markup 3.5%

⚖️ Card Verdict & Target Persona

Who Should Apply

Frequent domestic flyers who book IndiGo flights and want flight vouchers, priority airport check-in, and dining/grocery reward points.

Who Should Avoid

Flyers using diverse airline carriers or users seeking direct cash statement adjustments.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

IndiGo flight ticket voucher worth ₹1,500 + 1 complimentary 6E Prime Add-on pack upon payment of joining fee and completing 3 transactions in first 90 days

₹1,500 Flight Voucher + 6E Prime

Complimentary IndiGo flight ticket voucher worth ₹1,500 + 1 6E Prime Add-on (priority check-in, choice of seat, and snack) on fee payment.

2.5% 6E Rewards on IndiGo Flights

Earn 2.5% 6E Rewards on direct IndiGo flight bookings and up to 10% on 6E Prime partner merchants.

2% Rewards on Dining, Groceries & Movies

Earn 2% 6E Rewards on Grocery, Dining, and Entertainment spends.

💰 Reward Structure & Point Valuation

1 6E Rewards = ₹1
Standard Base Earning
1% 6E Rewards on all other retail transactions (1 6E Reward = ₹1.00 on IndiGo)
Accelerated / Partner Rate
2.5% 6E Rewards on direct IndiGo flight and baggage bookings; 2% 6E Rewards on Dining, Grocery, and Entertainment (capped at 1,000 6E Rewards/month); Up to 10% on 6E partner merchants
Points Validity:24 Months
Redemption Fee: ₹0 (Free)
Redemption Modes: IndiGo Flight Ticket Bookings on goindigo.in / IndiGo App (1 6E Reward = ₹1.00), IndiGo 6E Add-ons (Seat Selection, Meals, Excess Baggage)
🚫 No Reward Points / Cashback on:
Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access
🛫
Domestic Lounge VisitsNone
🌐
International Lounge VisitsNone
⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)
No spend-based annual fee waiver; renewal fee of ₹500 + GST applies with ongoing flight discounts and 6E Prime benefits
UPI Payments Support✗ Not Supported
UPI not supported on Visa/Mastercard network
Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver for transactions between ₹400 and ₹5,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹50,000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.60% per month (43.20% per annum)
Late Payment Penalties:Late payment charges slab-based up to ₹1,300
Official Bank Portal Application

Get the 6E Rewards - IndiGo HDFC Bank Credit Card

Annual Fee: ₹500/yr (Waivable)

Apply Online Now →
Personalized Card Matcher

Still Confused About Your Best Match?

Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.

⚡ Instant Net Yield Math•🛋️ Lounge Fee Gate Check•🆓 100% Free & Impartial
Ask CardGuru Now→Takes less than 15 seconds

🔍 Related Credit Card Collections

Best Credit Cards for 720 CIBIL Score LTF Cards for Salary Under ₹50,000 All HDFC Bank Credit Cards Best Mastercard Credit Cards Best Visa Credit Cards

Frequently Asked Questions

No, 6E Rewards - IndiGo HDFC Bank Credit Card has a joining fee of ₹500 and an annual renewal fee of ₹500 (plus applicable taxes).
6E Rewards - IndiGo HDFC Bank Credit Card ₹500/yr
Apply Now →