RuPay
PhonePe HDFC Bank Ultimo Credit Card
Joining Fee₹999
Annual Fee₹999
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Gift Cards on Your First RuPay Credit Card
on UPI transaction and next 10 eligible UPI transactions on PhonePe, worth ₹499 plus 10 scratch cards of ₹50 each
Earn 10% Reward Points on PhonePe bill
payments and recharges up to 1,000 reward points per calendar month
Get 5% Reward Points on spends at Amazon, Flipkart
Myntra and Ajio up to 500 reward points per calendar month
Get 5% Reward Points on spends at Swiggy and Zomato
up to 500 reward points per calendar month
Get Domestic Lounge Access with 8 Complimentary
domestic lounge visits every year, limited to 2 per calendar quarter on spends of ₹75,000 or more in a calendar quarter
Earn 10% Reward Points on PhonePe
travel and stays spends including flights, bus, trains and hotels up to 1,000 reward points per calendar month
Get 5% Reward Points on Uber
spends up to 500 reward points per calendar month
🔍 Related Credit Card Collections
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Frequently Asked Questions
The joining fee for PhonePe HDFC Bank Ultimo Credit Card is ₹999.