LTF

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PIXEL Play Credit Card
Visa, RuPay 📡 Contactless NFC

PIXEL Play Credit Card

Joining Fee₹500
Annual Fee₹500
Forex Markup 3.5%

⚖️ Card Verdict & Target Persona

Who Should Apply

Young digital natives wanting complete flexibility to choose their 5% cashback categories (e.g. Swiggy + Blinkit) and 3% platform (Amazon/Flipkart) with 1:1 statement credit.

Who Should Avoid

Users seeking airport lounge visits or offline non-partner spend optimizers.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

500 CashPoints upon payment of joining fee and completing first transaction in PayZapp within 30 days

5% Cashback on 2 Chosen Categories

5% customizable cashback on 2 chosen merchant categories from Dining (Zomato/Swiggy), Travel (MakeMyTrip/Uber), Grocery (Blinkit), and Entertainment (BookMyShow).

3% Cashback on Amazon / Flipkart

3% cashback on 1 chosen e-commerce platform from Amazon, Flipkart, or PayZapp.

1% Cashback on RuPay UPI

1% cashback on merchant RuPay UPI scan & pay transactions (capped at 500 points/month).

💰 Reward Structure & Point Valuation

1 Direct Cashback = ₹1
Standard Base Earning
1% unlimited cashback on other retail and RuPay UPI transactions (1 CashPoint = ₹1.00)
Accelerated / Partner Rate
5% direct cashback on 2 chosen merchant categories (Dining: Swiggy/Zomato, Travel: MakeMyTrip/Uber, Grocery: Blinkit/Smart Bazaar, Entertainment: BookMyShow, capped at 500 points/month); 3% cashback on 1 chosen platform (Amazon, Flipkart, or PayZapp, capped at 500 points/month)
Points Validity:24 Months
Redemption Fee: ₹99 + GST / cycle
Redemption Modes: Direct Statement Credit via PayZapp (1 CashPoint = ₹1.00, min 250 points), PayZapp Merchant Checkout & Vouchers
🚫 No Reward Points / Cashback on:
Fuel Rent Payments Wallet Loads Government Transactions Jewellery Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access
🛫
Domestic Lounge VisitsNone
🌐
International Lounge VisitsNone
⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹100,000/yr
Annual renewal fee of ₹500 is waived off on spending ₹1,00,000 or more in the previous anniversary year
UPI Payments Support✓ Supported (RuPay)
1% CashPoints on all merchant RuPay UPI QR transactions
Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver for transactions between ₹400 and ₹5,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25,000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.60% per month (43.20% per annum)
Late Payment Penalties:Late payment charges slab-based up to ₹1,300
Official Bank Portal Application

Get the PIXEL Play Credit Card

Annual Fee: ₹500/yr (Waivable)

Apply Online Now →
Personalized Card Matcher

Still Confused About Your Best Match?

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🔍 Related Credit Card Collections

Best Credit Cards for 720 CIBIL Score LTF Cards for Salary Under ₹25,000 All HDFC Bank Credit Cards RuPay UPI Credit Cards Best Visa Credit Cards Best RuPay Credit Cards

Frequently Asked Questions

No, PIXEL Play Credit Card has a joining fee of ₹500 and an annual renewal fee of ₹500 (plus applicable taxes).
PIXEL Play Credit Card ₹500/yr
Apply Now →