LIFETIME FREE Visa 📡 Contactless NFC

Amazon Pay ICICI Bank Credit Card

Joining FeeFREE

Annual FeeFREE

Forex Markup 3.5%

Application ModeDirect via Bank Website

⚖️ Card Verdict & Target Persona

Who Should Apply

Amazon shoppers, Prime members, and online buyers wanting unlimited uncapped 5% statement cashback directly credited to their Amazon Pay balance on a Lifetime Free card.

Who Should Avoid

Users seeking airport lounge access, offline retail optimizers, or those who do not shop on Amazon.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Up to ₹2,500 in Amazon Pay cashback and coupon rewards upon card approval and linking to Amazon account

5% Unlimited Cashback for Prime Members

5% unlimited cashback for Amazon Prime members on Amazon India purchases with no upper cap.

3% on Amazon & 2% on 100+ Partners

3% unlimited cashback for non-Prime members on Amazon India + 2% unlimited cashback on 100+ partner merchants via Amazon Pay.

Lifetime Free Credit Card

Unconditionally Lifetime Free credit card with zero joining and zero renewal fees forever.

💰 Reward Structure & Point Valuation

1 Direct Cashback = ₹1

Standard Base Earning

1% unlimited cashback on all other digital and offline retail transactions (1 Reward Point = ₹1.00 Amazon Pay Balance)

Accelerated / Partner Rate

5% unlimited cashback for Amazon Prime members on Amazon.in purchases; 3% unlimited cashback for non-Prime members on Amazon.in; 2% unlimited cashback on 100+ Amazon Pay partner merchants (Swiggy, Uber, BookMyShow, bill payments, recharges)

Points Validity:Never Expire

Redemption Fee: ₹0 (Free)

Redemption Modes: Auto-credited monthly directly to Amazon Pay Wallet Balance (1 Point = ₹1.00)

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Jewellery Cash Advances EMI Transactions

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access

🛫

Domestic Lounge VisitsNone

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)

Unconditionally Lifetime Free (LTF) credit card with zero annual and joining charges

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver on transactions across all petrol pumps in India (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 65 Years

Min. Monthly Income₹20,000

Min. Credit Score725 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% to 3.85% per month (42.0% to 46.20% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,200

Official Bank Portal Application

Get the Amazon Pay ICICI Bank Credit Card

Lifetime Free Card • Zero Annual Maintenance Charges

Personalized Card Matcher

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Frequently Asked Questions

Yes, the Amazon Pay ICICI Bank Credit Card is a Lifetime Free credit card with ₹0 joining fee and ₹0 annual renewal fee.