Visa, RuPay 📡 Contactless NFC

ICICI Bank HPCL Super Saver Credit Card

Joining Fee₹500

Annual Fee₹500

Forex Markup 3.5%

Application ModeDirect via Bank Website

⚖️ Card Verdict & Target Persona

Who Should Apply

Drivers and commuters fueling at HPCL petrol pumps looking for 5% total fuel savings, 5% on utility bills and groceries, domestic lounge access, and RuPay UPI support.

Who Should Avoid

Motorists fueling at IndianOil or Bharat Petroleum pumps.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

2,000 bonus Reward Points (worth ₹500 in HPCL fuel) + ₹100 cashback on HP Pay app upon payment of joining fee and card activation

5% Savings on HPCL Fuel

5% total savings on fuel purchases at HPCL petrol pumps (4% cashback + 1% surcharge waiver) plus 1.5% extra on HP Pay app.

5% Rewards on Utilities & Groceries

5% reward points (20 Reward Points per ₹100) on electricity, utility bills, mobile recharges, and departmental store purchases.

Domestic Airport Lounge Access

1 complimentary domestic airport lounge visit per calendar quarter (on min ₹5,000 spend in preceding quarter).

💰 Reward Structure & Point Valuation

1 ICICI Reward Points = ₹0.25

Standard Base Earning

2 ICICI Reward Points per ₹100 spent on all other retail transactions (0.50% return; 1 RP = ₹0.25)

Accelerated / Partner Rate

4% cashback at HPCL pumps (capped at ₹200/month) + 1.5% extra rewards on HP Pay app; 20 ICICI Reward Points per ₹100 (5.0% return) on Utility bills, Electricity, and Departmental Stores (capped at 400 points/month); 25% off on BookMyShow (up to ₹100 twice/mo)

Points Validity:36 Months

Redemption Fee: ₹99 + GST / cycle

Redemption Modes: HPCL Fuel Redemption via HP Pay App (1 RP = ₹0.25), ICICI Rewards Portal (Brand Vouchers & Electronics), Statement Credit

🚫 No Reward Points / Cashback on:

Non-HPCL Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits1 complimentary domestic airport lounge visit per calendar quarter (4 visits/year)

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: Requires minimum retail spend of ₹5,000 in the previous calendar quarter

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹150,000/yr

Annual renewal fee of ₹500 is waived off on spending ₹1,50,000 or more in the previous anniversary year

UPI Payments Support✓ Supported (RuPay)

2 ICICI Reward Points per ₹100 on eligible RuPay merchant UPI transactions

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions up to ₹4,000 at HPCL petrol pumps (Capped at ₹200/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹20,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% to 3.85% per month (42.0% to 46.20% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,200

Official Bank Portal Application

Get the ICICI Bank HPCL Super Saver Credit Card

Annual Fee: ₹500/yr (Waivable)

Personalized Card Matcher

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Frequently Asked Questions

No, ICICI Bank HPCL Super Saver Credit Card has a joining fee of ₹500 and an annual renewal fee of ₹500 (plus applicable taxes).