LTF

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MakeMyTrip ICICI Bank Platinum Credit Card
Mastercard, RuPay 📡 Contactless NFC

MakeMyTrip ICICI Bank Platinum Credit Card

Joining Fee₹500
Annual FeeFREE
Forex Markup 3.5%

⚖️ Card Verdict & Target Persona

Who Should Apply

Occasional and frequent domestic travelers booking flights and hotels on MakeMyTrip looking for direct 1:1 travel currency, railway and airport lounge access, and RuPay UPI support.

Who Should Avoid

Travelers who do not use MakeMyTrip or those seeking direct cash statement adjustments.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

₹500 My Cash credited to MakeMyTrip wallet + ₹3,000 MMT Holiday voucher + complimentary MMTBLACK Gold membership upon fee payment

Accelerated My Cash on MakeMyTrip

Earn up to ₹2 My Cash per ₹200 on MakeMyTrip hotel bookings and ₹1 My Cash per ₹200 on flight ticket bookings.

Domestic Airport & Railway Lounge Access

1 complimentary domestic airport lounge visit per calendar quarter (requires min ₹5,000 spend in preceding quarter) + 1 railway lounge visit per quarter.

₹3,500 Welcome Travel Vouchers

₹500 My Cash + MakeMyTrip holiday gift voucher worth ₹3,000 upon payment of joining fee.

💰 Reward Structure & Point Valuation

1 My Cash = ₹1
Standard Base Earning
₹1 My Cash per ₹200 spent on regular domestic retail (0.50% return; 1 My Cash = ₹1.00 on MakeMyTrip)
Accelerated / Partner Rate
₹2 My Cash per ₹200 (1.0% return) on MakeMyTrip hotel and holiday bookings; ₹1 My Cash per ₹200 (0.50% return) on MakeMyTrip flight bookings; 25% discount on BookMyShow (up to ₹100 twice a month)
Points Validity:12 Months
Redemption Fee: ₹0 (Free)
Redemption Modes: 100% Unrestricted Redemption for Flight, Hotel, Cab & Holiday Bookings on MakeMyTrip (1 My Cash = ₹1.00)
🚫 No Reward Points / Cashback on:
Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active
🛫
Domestic Lounge Visits1 complimentary domestic airport lounge visit per calendar quarter (4 visits/year) + 1 railway lounge visit per quarter
🌐
International Lounge VisitsNone
⚠️

Spend Criteria: Requires minimum retail spend of ₹5,000 in the previous calendar quarter

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)
Lifetime Free (LTF) renewal with ₹0 annual fee; one-time joining fee of ₹500 + GST applies
UPI Payments Support✓ Supported (RuPay)
1 My Cash per ₹200 on eligible RuPay merchant UPI QR transactions
Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria
Age Limit21 - 65 Years
Min. Monthly Income₹20,000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% to 3.85% per month (42.0% to 46.20% per annum)
Late Payment Penalties:Late payment charges slab-based up to ₹1,200
Official Bank Portal Application

Get the MakeMyTrip ICICI Bank Platinum Credit Card

Annual Fee: ₹0/yr (Waivable)

Personalized Card Matcher

Still Confused About Your Best Match?

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🔍 Related Credit Card Collections

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Frequently Asked Questions

No, MakeMyTrip ICICI Bank Platinum Credit Card has a joining fee of ₹500 and an annual renewal fee of ₹0 (plus applicable taxes).