LIFETIME FREE VISA,RuPay
IDFC FIRST Classic Credit Card
Joining FeeFREE
Annual FeeFREE
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 10X Reward Points per ₹200 on eligible
spends valued at ₹0.25 each, giving an effective reward rate of 1.25% on most retail categories
Earn 3X reward points per ₹200 on Education, Government
& Wallet Loads on rental, property management, government services, education and wallet load transactions
Earn 33% bonus Reward Points on Hotel Bookings via FIRST Rewards Gallery
plus 13% bonus on flights, over and above usual card reward points, redeemable for travel
Earn 33% bonus Reward Points on Hotel Bookings
via FIRST Rewards Gallery plus 13% bonus on flights, over and above usual card reward points, redeemable for travel
Get 100% Cashback up to ₹200 on first 4 UPI Transactions
₹50 cashback each, plus earn up to 3X reward points on UPI spends
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Lifetime Free Cards from IDFC FIRST Bank Best Utility Bills Credit Cards Utility Bills Cards from IDFC FIRST Bank Best Shopping Credit Cards Shopping Cards from IDFC FIRST Bank Best UPI Credit Cards UPI Cards from IDFC FIRST Bank Best Travel Credit Cards Travel Cards from IDFC FIRST Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
IDFC FIRST Classic Credit Card is a lifetime free card with no joining fee.