RuPay
IDFC FIRST EA₹N Credit Card
Joining FeeFREE
Annual Fee₹499
📋 Eligibility Criteria
Age Limit18 - 80 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
FD-Backed Credit Card with Instant Limit up to 100% of Your Fixed Deposit
with no income proof or credit history required, get a credit limit up to 100% of your FD value, and keep earning interest on your FD while you spend
Earn up to 8% Bonus Cashback on Travel Bookings
made using the FIRST EA₹N Credit Card
Earn up to 1% Cashback on UPI Spends
via the IDFC FIRST Bank mobile app and 0.5% on UPI spends through other apps and all online spends, with total cashback capped at ₹500 per statement
Get 25% Off up to ₹100 on Movie Tickets
valid once every calendar month
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Best UPI Credit Cards UPI Cards from IDFC FIRST Bank Best Shopping Credit Cards Shopping Cards from IDFC FIRST Bank Best Travel Credit Cards Travel Cards from IDFC FIRST Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
IDFC FIRST EA₹N Credit Card is a lifetime free card with no joining fee.