VISA
IDFC FIRST GAJ Credit Card
Joining Fee₹12500
Annual Fee₹12500
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn up to 50 reward points per ₹150 (33.33% value back)
on hotel bookings and 25 reward points per ₹150 (16.67% value back) on flight bookings done via the IDFC FIRST Bank Mobile App
Enjoy Complimentary 3rd Night for Every 2 paid Nights at ITC Hotels and Elivaas Luxury Villas
50% off on 2nd night, exclusive benefits at 900+ premium hotels worldwide, curated dining at handpicked restaurants via Visa Infinite, and personalized concierge service
Enjoy 4 Complimentary Domestic & International Airport Lounge Access
per quarter complimentary railway lounge access, free trip cancellation cover up to ₹50,000 twice a year, and airport meet & greet
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Best Dining Credit Cards Dining Cards from IDFC FIRST Bank Best Travel Credit Cards Travel Cards from IDFC FIRST Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for IDFC FIRST GAJ Credit Card is ₹12500.