
RuPay
IDFC FIRST HELLO Cashback Credit Card
Joining FeeFREE
Annual Fee₹1000
📋 Eligibility Criteria
Age Limit18 - 80 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Get Up To 5% Cashback on Online Spends
with 3% on spends up to ₹10,000 and 5% on incremental spends above ₹10,000, capped at ₹1,000 per statement cycle
Earn 1% Cashback on UPI spends
via IDFC FIRST Bank app, capped at ₹1,500 per statement cycle
Get Up To 6% Cashback on Hotel and Flight
bookings via IDFC FIRST Bank app with 1% additional bonus cashback over the base online cashback rate
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Best UPI Credit Cards UPI Cards from IDFC FIRST Bank Best Shopping Credit Cards Shopping Cards from IDFC FIRST Bank Best Travel Credit Cards Travel Cards from IDFC FIRST Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
IDFC FIRST HELLO Cashback Credit Card is a lifetime free card with no joining fee.