IDFC FIRST Millennia Credit Card
🎁 Key Features & Highlights
Joining & Activation Welcome Gift
Voucher worth ₹500 on spending ₹15,000 or more within 30 days of card issuance, plus 5% cashback on the first EMI transaction within 30 days
Get A ₹500 Voucher from partner brands like Amazon, BigBasket,
Uber, and Lifestyle on spending ₹5,000 or more within 30 days of card generation, capped at one voucher worth ₹500 for the primary card only
4 Complimentary Railway Lounge
Visits per Quarter on spending at least ₹20,000 in the previous month to unlock free visits in the current month
Get 5% Cashback on Converting Eligible
credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before
Zero Annual & Renewal Fees
making the card lifetime free with no renewal charge
25% Off on Movie Tickets via District App
once every month, capped at ₹100 per transaction
Complimentary 24×7 Roadside Assistance
up to 4 times a year, worth ₹1,399, provided through Global Assure
💰 Reward Structure & Point Valuation
1 Reward Points = ₹0.25🛋️ Airport Lounge Access & Spend Criteria
✓ Lounge Access ActiveSpend Criteria: Requires minimum spend of ₹20,000 in the previous calendar month to unlock lounge access
⚡ Spend Milestones & Special Perks
📋 Eligibility Criteria
✓ Official CriteriaGet the IDFC FIRST Millennia Credit Card
Lifetime Free Card • Zero Annual Maintenance Charges
Still Confused About Your Best Match?
Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.