LIFETIME FREE VISA
IDFC FIRST Millennia Credit Card
Joining FeeFREE
Annual FeeFREE
📋 Eligibility Criteria
Age Limit21 - 65 Years
Min. Monthly Income₹25000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Get A ₹500 Voucher from partner brands like Amazon, BigBasket,
Uber, and Lifestyle on spending ₹5,000 or more within 30 days of card generation, capped at one voucher worth ₹500 for the primary card only
Get 5% Cashback on Converting Eligible
credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before
25% Off on Movie Tickets via District App
once every month, capped at ₹100 per transaction
4 Complimentary Railway Lounge
Visits per Quarter on spending at least ₹20,000 in the previous month to unlock free visits in the current month
Zero Annual & Renewal Fees
making the card lifetime free with no renewal charge
Complimentary 24×7 Roadside Assistance
up to 4 times a year, worth ₹1,399, provided through Global Assure
🔍 Related Credit Card Collections
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Frequently Asked Questions
IDFC FIRST Millennia Credit Card is a lifetime free card with no joining fee.