LIFETIME FREE RuPay
IDFC FIRST Select Credit Card
Joining FeeFREE
Annual FeeFREE
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹100000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 13% Bonus Reward Points on Flight Bookings
via FIRST Rewards Gallery on IDFC FIRST Bank Mobile App, over and above regular card reward points
Enjoy 1 Complimentary Domestic Airport Lounge
visit per quarter on spending ₹20,000 in the current calendar month to avail in the next month
Earn 3X Reward Points on Rental, Government, Education
and Wallet Load Spends i.e. 3 reward points per ₹200 spent
Earn 33% Bonus Reward Points on Hotel
Bookings via FIRST Rewards Gallery on IDFC FIRST Bank Mobile App, over and above regular card reward points
Earn 10X Reward Points on Eligible
spends i.e. 10 reward points per ₹200 spent (1 point = ₹0.25), reward points never expire
Enjoy 4 Complimentary Railway Lounge
Visits per quarter on spending ₹20,000 in the current calendar month to avail in the following month
Get Free Trip Cancellation cover up to ₹10,000
on flight bookings made with the card
Save on International Spends with low forex markup fee
at just 1.99% on foreign currency transactions
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Lifetime Free Cards from IDFC FIRST Bank Best Utility Bills Credit Cards Utility Bills Cards from IDFC FIRST Bank Best Shopping Credit Cards Shopping Cards from IDFC FIRST Bank Best Travel Credit Cards Travel Cards from IDFC FIRST Bank Cards for Salary Under ₹100,000 Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
IDFC FIRST Select Credit Card is a lifetime free card with no joining fee.