LIFETIME FREE VISA
IDFC FIRST Wealth Credit Card
Joining FeeFREE
Annual FeeFREE
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹100000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
20% Off on Dining
at 1,500+ partner restaurants across India through curated dining programs
Earn 10X Reward Points
on incremental spends above ₹20,000 per month and on spends made on your birthday
Enjoy 4 Complimentary Lounge Access
at select Domestic & International airports per calendar quarter
1 Reward Point
per ₹200 spent on eligible utility bill payments
Earn 3X Reward Points
per ₹150 on eligible spends up to ₹20,000 in a monthly statement cycle.
1.5% Low Forex Markup Fee
on international transactions
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Lifetime Free Cards from IDFC FIRST Bank Best Utility Bills Credit Cards Utility Bills Cards from IDFC FIRST Bank Best Airport Lounge Credit Cards Airport Lounge Cards from IDFC FIRST Bank Best Travel Credit Cards Travel Cards from IDFC FIRST Bank Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
IDFC FIRST Wealth Credit Card is a lifetime free card with no joining fee.