LIFETIME FREE RuPay,VISA
IDFC FIRST WOW Credit Card
Joining FeeFREE
Annual FeeFREE
📋 Eligibility Criteria
Age Limit18 - 80 Years
Min. Monthly IncomeN/A
Min. Credit Score0 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Enjoy zero forex markup fees
on international spendswith Reward Points earned
Earn up to 4X Reward Points on online, offline
and international spends earning 4 Reward Points per ₹200 spent (equivalent to 1 RP = ₹0.25)
1 Reward Point Per ₹150
on utility bill payments, ensuring you get rewarded for managing your essential expenses like electricity, gas, and water bills
Get a lifetime-free card with zero joining fee
and zero annual feewith no spend conditions or renewal charges applicable to retain the card
🔍 Related Credit Card Collections
All IDFC FIRST Bank Credit Cards Lifetime Free Cards from IDFC FIRST Bank Best Utility Bills Credit Cards Utility Bills Cards from IDFC FIRST Bank Best Shopping Credit Cards Shopping Cards from IDFC FIRST Bank Cards for Salary Under ₹15,000 Cards for Salary Under ₹20,000 Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 700+ CIBIL Score Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
IDFC FIRST WOW Credit Card is a lifetime free card with no joining fee.