Visa, RuPay 📡 Contactless NFC

6E Rewards - IndiGo Axis Bank Credit Card

Joining Fee₹700

Annual Fee₹700

Forex Markup 3.5%

Application ModeDirect via Bank Website

⚖️ Card Verdict & Target Persona

Who Should Apply

Domestic travelers flying IndiGo regularly looking for flight ticket vouchers, priority airport services, dining/grocery rewards, and domestic lounge visits.

Who Should Avoid

Flyers using Air India/Akasa or users who prefer direct cashback over flight points.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

IndiGo flight ticket voucher worth ₹1,500 + 1 complimentary 6E Prime Add-on pack upon payment of joining fee and completing 3 transactions in first 90 days

3% 6E Rewards on IndiGo Flights

Earn 3 6E Rewards (or 3 BluChips) per ₹100 on IndiGo website/app bookings and up to 10% on partner merchants.

2% Rewards on Dining, Groceries & Movies

Earn 2 6E Rewards per ₹100 on Dining, Grocery, and Entertainment spends.

Domestic Airport Lounge Access

1 complimentary domestic airport lounge visit per calendar quarter (on min ₹50,000 spend in preceding 3 months).

💰 Reward Structure & Point Valuation

1 6E Rewards = ₹1

Standard Base Earning

1% 6E Rewards on all other retail transactions (1 6E Reward = ₹1.00 on IndiGo)

Accelerated / Partner Rate

3% 6E Rewards on direct IndiGo flight and add-on bookings; 2% 6E Rewards on Dining, Grocery, and Entertainment (capped at 1,000 6E Rewards/month); Up to 10% on 6E partner merchants

Points Validity:24 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: IndiGo Flight Ticket Bookings on goindigo.in / IndiGo App (1 6E Reward = ₹1.00), IndiGo 6E Add-ons (Seat Selection, Meals, Priority Check-in)

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits1 complimentary domestic airport lounge visit per calendar quarter (4 visits/year)

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: Requires minimum eligible spend of ₹50,000 in the preceding 3 calendar months

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)

No spend-based annual fee waiver; renewal fee of ₹700 + GST applies with ongoing flight discounts and 6E Prime benefits

UPI Payments Support✓ Supported (RuPay)

1 6E Reward per ₹100 on eligible RuPay merchant UPI transactions

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹400/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit18 - 70 Years

Min. Monthly Income₹25,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.60% per month (52.86% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,200

Official Bank Portal Application

Get the 6E Rewards - IndiGo Axis Bank Credit Card

Annual Fee: ₹700/yr (Waivable)

Personalized Card Matcher

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Frequently Asked Questions

No, 6E Rewards - IndiGo Axis Bank Credit Card has a joining fee of ₹700 and an annual renewal fee of ₹700 (plus applicable taxes).