Visa 📡 Contactless NFC

EazyDiner IndusInd Bank Signature Credit Card

Joining Fee₹1,999

Annual Fee₹1,999

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

Restaurant foodies, fine diners, and lifestyle spenders seeking an unbeatable 25% to 50% discount on dining bills with EazyDiner Prime, domestic lounge visits, and BOGO movie tickets.

Who Should Avoid

Users who rarely dine out or those seeking generic cashback.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

The Postcard Hotel stay voucher worth ₹5,000 + 1-year EazyDiner Prime membership + 2,000 bonus EazyPoints upon payment of joining fee

25% Instant Discount on Dining

Extra 25% instant discount up to ₹1,000 on dining bills paid via PayEazy on the EazyDiner app (capped at ₹2,000 to ₹5,000/month).

Complimentary 1-Year EazyDiner Prime

Complimentary 1-year EazyDiner Prime Annual Membership offering guaranteed 25%–50% off at 2,000+ top restaurants.

Domestic Airport Lounge Access

2 complimentary domestic airport lounge visits per calendar quarter (8 visits/year).

💰 Reward Structure & Point Valuation

1 Reward Points = ₹0.2

Standard Base Earning

4 Reward Points per ₹100 spent on all other retail transactions (0.80% return; 1 RP = ₹0.20)

Accelerated / Partner Rate

10 Reward Points per ₹100 (2.0% return) on Dining, Entertainment, and Food Delivery spends; Extra 25% instant discount up to ₹1,000 on PayEazy dining bills; Buy 1 Get 1 free on BookMyShow (up to ₹200 off twice a month)

Points Validity:12 Months

Redemption Fee: ₹99 + GST / cycle

Redemption Modes: Instant Dining Bill Settlement via PayEazy on EazyDiner App (1 EazyPoint = ₹0.20), EazyDiner Prime Membership Renewals, IndusMoments Rewards Portal

🚫 No Reward Points / Cashback on:

Fuel Rent Payments Wallet Loads Government Transactions Utility Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits2 complimentary domestic airport lounge visits per calendar quarter (8 visits/year)

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: None (Unconditional complimentary access)

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)

No spend-based annual fee waiver; renewal fee of ₹1,999 + GST applies with complimentary 1-year EazyDiner Prime membership and 2,000 bonus EazyPoints renewed

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹50,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.83% per month (46.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the EazyDiner IndusInd Bank Signature Credit Card

Annual Fee: ₹1,999/yr (Waivable)

Apply Online Now →

Personalized Card Matcher

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Frequently Asked Questions

No, EazyDiner IndusInd Bank Signature Credit Card has a joining fee of ₹1999 and an annual renewal fee of ₹1999 (plus applicable taxes).

EazyDiner IndusInd Bank Signature Credit Card ₹1,999/yr