LIFETIME FREE Visa, Mastercard 📡 Contactless NFC

IndusInd Bank Legend Credit Card

Joining FeeFREE

Annual FeeFREE

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

Weekend spenders and moviegoers looking for an unconditionally Lifetime Free premium card offering BOGO movie tickets (saving ₹600/mo) and never-expiring points convertible 1:0.75 to cash credit.

Who Should Avoid

Travelers seeking airport lounge visits (discontinued) or weekday-heavy spenders.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Choice of welcome brand gift vouchers (Bata, Yatra, Apollo, Pantaloons) upon card setup

2X Rewards on Weekend Spends

Earn 2 Reward Points per ₹100 on weekend retail spends and 1 Reward Point per ₹100 on weekday retail spends with points that never expire.

BOGO Movie Tickets via BookMyShow

Buy 1 Get 1 free on movie tickets via BookMyShow (up to ₹200 off per ticket, up to 3 times a month, saving ₹600/mo).

Lifetime Free Credit Card

Unconditionally Lifetime Free premium card with zero annual and renewal maintenance fees forever.

💰 Reward Structure & Point Valuation

1 Reward Points = ₹0.75

Standard Base Earning

1 Reward Point per ₹100 spent on weekday retail purchases (0.75% return; 1 RP = ₹0.75)

Accelerated / Partner Rate

2 Reward Points per ₹100 (1.50% return; 1 RP = ₹0.75) on all weekend retail purchases; Buy 1 Get 1 free on BookMyShow (up to ₹200 off per ticket, up to 3 times a month, max ₹600/mo); 4,000 bonus points on spending ₹6L annually

Points Validity:Never Expire

Redemption Fee: ₹99 + GST / cycle

Redemption Modes: Direct Statement Cash Credit (1 RP = ₹0.75), 1:1 Airline Miles Transfers (InterMiles, Air India), Brand Gift Vouchers via IndusMoments

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Government Transactions Rent Payments Utility Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access

🛫

Domestic Lounge VisitsNone (Complimentary lounge access discontinued in recent bank revisions)

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)

Unconditionally Lifetime Free (LTF) credit card with zero joining and annual fees

UPI Payments Support✗ Not Supported

UPI not supported on Visa/Mastercard network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹200/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 65 Years

Min. Monthly Income₹35,000

Min. Credit Score700 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.83% per month (46.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the IndusInd Bank Legend Credit Card

Lifetime Free Card • Zero Annual Maintenance Charges

Apply Online Now →

Personalized Card Matcher

Still Confused About Your Best Match?

Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.

⚡ Instant Net Yield Math•🛋️ Lounge Fee Gate Check•🆓 100% Free & Impartial

Ask CardGuru Now→Takes less than 15 seconds

Best Credit Cards for 700 CIBIL Score LTF Cards for Salary Under ₹35,000 All IndusInd Bank Credit Cards Lifetime Free Credit Cards Best Visa Credit Cards Best Mastercard Credit Cards

Frequently Asked Questions

Yes, the IndusInd Bank Legend Credit Card is a Lifetime Free credit card with ₹0 joining fee and ₹0 annual renewal fee.

IndusInd Bank Legend Credit Card Lifetime Free (₹0)