LIFETIME FREE Visa 📡 Contactless NFC

IndusInd Bank Tiger Credit Card

Joining FeeFREE

Annual FeeFREE

Forex Markup 0% ZERO

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

Frequent international shoppers and leisure travelers looking for an unconditionally Lifetime Free credit card with 0% forex markup, domestic + international lounge access, and movie perks.

Who Should Avoid

Users seeking RuPay UPI integration or direct air mile loyalty conversions.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Choice of welcome discount vouchers from leading brands (Bata, Yatra, Apollo, Pantaloons) upon card setup

0% Forex Markup Worldwide

Zero foreign currency markup fee (0% forex) on international transactions worldwide.

Domestic & International Airport Lounge Access

8 complimentary domestic (2/quarter on min ₹25,000 spend) + 2 complimentary international lounge visits/year via Priority Pass.

Free Movie Tickets on BookMyShow

1 complimentary movie ticket on BookMyShow up to ₹500 every 6 months (2 tickets/year).

💰 Reward Structure & Point Valuation

1 Tiger Points = ₹0.25

Standard Base Earning

2 Tiger Points per ₹100 spent on regular domestic retail purchases (0.50% return; 1 Point = ₹0.25)

Accelerated / Partner Rate

Slab-based accelerated rewards: up to 6 Tiger Points per ₹100 (1.50% return; 1 Point = ₹0.25) on travel aggregators and online shopping; 0% foreign exchange markup on international spends; Free movie ticket on BookMyShow up to ₹500 every 6 months

Points Validity:24 Months

Redemption Fee: ₹99 + GST / cycle

Redemption Modes: Direct Statement Cash Credit via IndusMoments (1 Point = ₹0.25, max 5,000 points/month), Flight and Hotel Bookings, Brand Vouchers & Merchandise

🚫 No Reward Points / Cashback on:

Fuel Rent Payments Wallet Loads Government Transactions Insurance Utility Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits2 complimentary domestic airport lounge visits per calendar quarter (8 visits/year)

🌐

International Lounge Visits2 complimentary international airport lounge visits per calendar year via Priority Pass

⚠️

Spend Criteria: Requires minimum retail spend of ₹25,000 in the previous calendar quarter

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)

Unconditionally Lifetime Free (LTF) credit card with zero joining and annual renewal fees

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹150/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹35,000

Min. Credit Score750 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):1.50% to 3.83% per month (18.0% to 46.0% per annum dynamic APR)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the IndusInd Bank Tiger Credit Card

Lifetime Free Card • Zero Annual Maintenance Charges

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Personalized Card Matcher

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Frequently Asked Questions

Yes, the IndusInd Bank Tiger Credit Card is a Lifetime Free credit card with ₹0 joining fee and ₹0 annual renewal fee.

IndusInd Bank Tiger Credit Card Lifetime Free (₹0)