RuPay
IRCTC RBL Credit Card
Joining Fee₹500
Annual Fee₹500
📋 Eligibility Criteria
Age Limit21 - 65 Years
Min. Monthly Income₹30000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Book Train Tickets
Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.
5X Reward Points
On train ticket bookings made on IRCTC website or mobile app, up to 1,000 reward points per month
1X Reward Points
1 Reward Point per Rs. 200 spent on other spends
1 Reward Point = ₹1 on IRCTC Redemptions
making reward points directly usable for train ticket bookings through IRCTC’s Pay by Points feature.
3X Reward Points on FASTag Recharges
on FASTag reloads done via RBL Bank digital channels, NCMC reload or UTS app, up to 1,000 points per month
🔍 Related Credit Card Collections
Frequently Asked Questions
The joining fee for IRCTC RBL Credit Card is ₹500.