LIFETIME FREE RuPay 📡 Contactless NFC

Jupiter CSB Edge RuPay Credit Card

Joining FeeFREE

Annual FeeFREE

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

UPI power users, students, and digital shoppers looking for an unconditionally Lifetime Free RuPay credit card with direct bank cash / 24K Gold redemption for reward points.

Who Should Avoid

Users seeking airport lounge visits or high offline POS spending rewards.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Welcome bonus Jewels credited directly to Jupiter app wallet upon completing first UPI transaction

Up to 5% Cashback in Jewels on UPI

Up to 5% flat cashback (as Jewels) on UPI and partner brand spends via the Jupiter Money app.

Instant Cash & Digital Gold Redemption

Instant 1:1 redemption of Jewels directly to cash into your Jupiter bank account or as 24K Digital Gold.

Lifetime Free Credit Card

Unconditionally Lifetime Free credit card with zero joining and annual renewal charges.

💰 Reward Structure & Point Valuation

1 Jewels = ₹0.2

Standard Base Earning

1 Jewel per ₹100 spent on regular non-UPI retail (0.20% return; 5 Jewels = ₹1.00)

Accelerated / Partner Rate

Up to 5% cashback as Jewels (5 Jewels per ₹100, 1.0% to 5.0% return) on UPI spends and top merchant categories selected in the Jupiter app; 2X Jewels on partner merchants

Points Validity:24 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: Direct Cash Deposit to Jupiter Bank Account (5 Jewels = ₹1.00), 24K Digital Gold Investment via Jupiter App, Brand Gift Vouchers

🚫 No Reward Points / Cashback on:

Fuel Rent Payments Wallet Loads Government/Tax Jewellery Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access

🛫

Domestic Lounge VisitsNone

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver Lifetime Free (₹0)

Unconditionally Lifetime Free (LTF) credit card with zero joining and annual fees

UPI Payments Support✓ Supported (RuPay)

Up to 5% cashback (as Jewels) on merchant RuPay UPI QR transactions

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹150/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 65 Years

Min. Monthly Income₹25,000

Min. Credit Score750 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% per month (42.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,200

Official Bank Portal Application

Get the Jupiter CSB Edge RuPay Credit Card

Lifetime Free Card • Zero Annual Maintenance Charges

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Personalized Card Matcher

Still Confused About Your Best Match?

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Frequently Asked Questions

Yes, the Jupiter CSB Edge RuPay Credit Card is a Lifetime Free credit card with ₹0 joining fee and ₹0 annual renewal fee.

Jupiter CSB Edge RuPay Credit Card Lifetime Free (₹0)