
VISA,Mastercard
Kotak Delight Platinum Credit Card
Joining Fee₹1999
Annual Fee₹299
📋 Eligibility Criteria
Age Limit21 - 65 Years
Min. Monthly Income₹50000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 10% Cashback
on dining at stand-alone restaurants for transactions up to ₹4,000, with a combined cashback cap of ₹600 per month across dining and movies, subject to ₹10,000 spend on other categories in the same billing cycle
Save On Railway Charges
with railway surcharge waiver on transactions at irctc.co.in and Indian Railways booking counters, capped at ₹500 per calendar year
Get Free PVR Tickets
or ₹750 cashback on spending ₹1,25,000 every 6 months, with a maximum of 8 free PVR tickets or ₹1,500 cashback per year
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Frequently Asked Questions
The joining fee for Kotak Delight Platinum Credit Card is ₹1999.