VISA
Kotak Essentia Platinum Credit Card
Joining Fee₹1499
Annual Fee₹749
📋 Eligibility Criteria
Age Limit21 - 65 Years
Min. Monthly Income₹25000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
🎁 Key Benefits & Perks
Earn 10 Saving Points
for Every ₹100 spent at Departmental & Grocery Stores, on transactions between ₹1,500 and ₹4,000, with a maximum of 500 Saving Points per month (worth ₹500)
Earn 10 Saving Points for every ₹100 spent
at Departmental & Grocery Stores on eligible transactions, with a monthly cap of 500 Saving Points (₹500), subject to transaction value and merchant category conditions
Get Free PVR Tickets
or 1,200 Reward Points on spending ₹1,25,000 every 6 months, with a maximum of 12 free tickets per year valid on any day and any show
Earn 1 Saving Point
on every ₹250 spent on all other categories, over and above Saving Points earned on departmental and grocery stores
🔍 Related Credit Card Collections
All Kotak Mahindra Bank Credit Cards Best Grocery Shopping Credit Cards Grocery Shopping Cards from Kotak Mahindra Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 720+ CIBIL Score Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for Kotak Essentia Platinum Credit Card is ₹1499.