Visa 📡 Contactless NFC

Kotak League Platinum Credit Card

Joining Fee₹499

Annual Fee₹499

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

Mid-tier spenders and movie lovers seeking 1.33% rewards on travel and electronics, 8 free PVR tickets annually on ₹2.5L spend, and an easy ₹50k fee waiver.

Who Should Avoid

Users seeking airport lounge visits or direct airline mile transfers.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Welcome movie discount vouchers upon payment of joining fee and first retail spend

8 Reward Points on Travel & Shopping

Earn 8 Reward Points per ₹150 (1.33% return) on travel, airlines, consumer durables, and departmental stores.

Free PVR Movie Tickets on Milestone

4 free PVR movie tickets (or 10,000 reward points worth ₹2,500) on spending ₹1.25 Lakhs every 6 months (up to 8 free tickets/year).

Low Spend-Based Fee Waiver

Annual renewal fee of ₹499 is waived off on spending ₹50,000 or more in the previous anniversary year.

💰 Reward Structure & Point Valuation

1 Reward Points = ₹0.25

Standard Base Earning

4 Reward Points per ₹150 spent on all other retail categories (0.67% return; 1 RP = ₹0.25)

Accelerated / Partner Rate

8 Reward Points per ₹150 (1.33% return; 1 RP = ₹0.25) on Airlines, Travel Agencies, Package Tours, Consumer Durables, and Departmental Stores; 4 free PVR movie tickets (or 10,000 points) on ₹1.25L spend every 6 months

Points Validity:24 Months

Redemption Fee: ₹99 + GST / cycle

Redemption Modes: PVR Movie Tickets via BookMyShow, Kotak Rewards Catalog (Brand Vouchers & Electronics), Direct Statement Cash Credit

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Government Transactions Rent Payments Railway Spends Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access

🛫

Domestic Lounge VisitsNone

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹50,000/yr

Annual renewal fee of ₹499 + GST is waived off on spending ₹50,000 or more in the previous anniversary year

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹500 and ₹3,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹41,667

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% per month (42.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,200

Official Bank Portal Application

Get the Kotak League Platinum Credit Card

Annual Fee: ₹499/yr (Waivable)

Apply Online Now →

Personalized Card Matcher

Still Confused About Your Best Match?

Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.

⚡ Instant Net Yield Math•🛋️ Lounge Fee Gate Check•🆓 100% Free & Impartial

Ask CardGuru Now→Takes less than 15 seconds

Best Credit Cards for 720 CIBIL Score LTF Cards for Salary Under ₹41,667 All Kotak Mahindra Bank Credit Cards Best Visa Credit Cards

Frequently Asked Questions

No, Kotak League Platinum Credit Card has a joining fee of ₹499 and an annual renewal fee of ₹499 (plus applicable taxes).

Kotak League Platinum Credit Card ₹499/yr