LTF

🎁 Get up to ₹1,000 Amazon Voucher on select credit cards!

See Eligible Cards →
MakeMyTrip ICICI Bank Signature Credit Card
Visa, Mastercard 📡 Contactless NFC

MakeMyTrip ICICI Bank Signature Credit Card

Joining Fee₹2,500
Annual Fee₹2,500
Forex Markup 3.5%

⚖️ Card Verdict & Target Persona

Who Should Apply

Frequent travelers booking hotels and flights on MakeMyTrip looking for accelerated My Cash earnings (1 My Cash = ₹1.00), MMTBLACK Platinum status, and global lounge visits.

Who Should Avoid

Travelers who do not book via MakeMyTrip or those seeking direct statement cash credits.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Complimentary MMTBLACK Platinum Tier membership + MakeMyTrip holiday gift voucher worth ₹3,000 upon payment of joining fee

Complimentary MMTBLACK Platinum Tier

Complimentary MMTBLACK Platinum Tier membership offering elite hotel discounts, priority support, and free cancellation privileges.

Up to 4 My Cash per ₹200 on MakeMyTrip

Earn up to 4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings, and 2 My Cash per ₹200 on flight bookings (1 My Cash = ₹1.00).

Domestic & International Airport Lounge Access

1 complimentary domestic airport lounge visit per quarter + 2 international lounge visits per year via Priority Pass.

💰 Reward Structure & Point Valuation

1 My Cash = ₹1
Standard Base Earning
1 My Cash per ₹200 spent on regular domestic retail (0.50% return; 1 My Cash = ₹1.00 on MakeMyTrip)
Accelerated / Partner Rate
Up to 4 My Cash per ₹200 (2.0% return) on MakeMyTrip hotel and holiday bookings; 2 My Cash per ₹200 on MakeMyTrip flight ticket bookings; 25% discount on BookMyShow (up to ₹150 twice a month)
Points Validity:12 Months
Redemption Fee: ₹0 (Free)
Redemption Modes: 100% Unrestricted Redemption for Flights, Hotels, Cabs & Holidays on MakeMyTrip (1 My Cash = ₹1.00)
🚫 No Reward Points / Cashback on:
Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active
🛫
Domestic Lounge Visits1 complimentary domestic airport lounge visit per calendar quarter (4 visits/year)
🌐
International Lounge Visits2 complimentary international airport lounge visits per calendar year via Priority Pass / DreamFolks
⚠️

Spend Criteria: Requires minimum retail spend of ₹5,000 in the preceding calendar quarter

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹250,000/yr
Annual renewal fee of ₹2,500 is waived off on spending ₹2,50,000 or more in the previous anniversary year
UPI Payments Support✗ Not Supported
UPI not supported on Visa/Mastercard network
Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria
Age Limit21 - 58 Years
Min. Monthly Income₹75,000
Min. Credit Score750 CRIF
Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% to 3.85% per month (42.0% to 46.20% per annum)
Late Payment Penalties:Late payment charges slab-based up to ₹1,200
Official Bank Portal Application

Get the MakeMyTrip ICICI Bank Signature Credit Card

Annual Fee: ₹2,500/yr (Waivable)

Personalized Card Matcher

Still Confused About Your Best Match?

Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.

⚡ Instant Net Yield Math•🛋️ Lounge Fee Gate Check•🆓 100% Free & Impartial
Ask CardGuru Now→Takes less than 15 seconds

🔍 Related Credit Card Collections

Best Credit Cards for 750 CIBIL Score LTF Cards for Salary Under ₹75,000 All ICICI Bank Credit Cards Lounge Access Credit Cards Best Visa Credit Cards Best Mastercard Credit Cards

Frequently Asked Questions

No, MakeMyTrip ICICI Bank Signature Credit Card has a joining fee of ₹2500 and an annual renewal fee of ₹2500 (plus applicable taxes).