Visa 📡 Contactless NFC

PVR Kotak Platinum Credit Card

Joining FeeFREE

Annual Fee₹999

Forex Markup 3.5%

Application ModeDirect via Bank Website

⚖️ Card Verdict & Target Persona

Who Should Apply

Movie buffs and PVR INOX frequent visitors wanting monthly free movie tickets (spend ₹10k/mo), 20% off on snacks, and 5% ticket discounts.

Who Should Avoid

Users who do not watch movies at PVR cinemas or those seeking airport lounge visits.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

PVR movie ticket vouchers upon card setup and completion of first retail transaction

1 Free PVR Movie Ticket Monthly

1 free PVR movie ticket every month upon spending ₹10,000 or more in a monthly billing cycle.

5% Instant Discount on PVR Tickets

5% instant discount on movie ticket bookings at PVR INOX counters and website.

20% Off on PVR INOX Food & Beverages

20% instant discount on food and beverages ordered at PVR INOX cinemas.

💰 Reward Structure & Point Valuation

1 PVR Movie Tickets = ₹1

Standard Base Earning

1 PVR ticket reward per monthly spend milestone of ₹10,000

Accelerated / Partner Rate

1 free PVR movie ticket per month on spending ₹10,000 or more in a monthly billing cycle; 5% instant discount on PVR movie ticket bookings; 20% instant discount on F&B at PVR INOX

Points Validity:12 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: PVR INOX Movie Tickets & F&B Counters

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access

🛫

Domestic Lounge VisitsNone

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹125,000/yr

Annual renewal fee of ₹999 + GST is waived off on spending ₹1,25,000 or more in the previous anniversary year

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹500 and ₹3,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹25,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% per month (42.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,200

Official Bank Portal Application

Get the PVR Kotak Platinum Credit Card

Annual Fee: ₹999/yr (Waivable)

Personalized Card Matcher

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Frequently Asked Questions

No, PVR Kotak Platinum Credit Card has a joining fee of ₹0 and an annual renewal fee of ₹999 (plus applicable taxes).