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RBL Bank ShopRite Credit Card
Visa, Mastercard, RuPay 📡 Contactless NFC

RBL Bank ShopRite Credit Card

Joining Fee₹500
Annual Fee₹500
Forex Markup 3.5%

⚖️ Card Verdict & Target Persona

Who Should Apply

Supermarket shoppers and moviegoers looking for 5% grocery rewards, 2.5% movie ticket rewards, RuPay UPI support, and an easy ₹1 Lakh spend waiver.

Who Should Avoid

Users seeking airport lounge visits or high general e-commerce cashback.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

1,000 bonus Reward Points upon spending ₹2,000 within the first 30 days of card setup

20X Reward Points on Groceries

Earn 20 Reward Points per ₹100 (5.0% return) on grocery shopping at supermarkets (capped at 1,000 points/month).

10X Reward Points on Movie Tickets

Earn 10 Reward Points per ₹100 (2.5% return) on movie ticket purchases (capped at 1,000 points/month).

Spend-Based Annual Fee Waiver

Annual renewal fee of ₹500 is waived off on spending ₹1,00,000 or more in the previous anniversary year.

💰 Reward Structure & Point Valuation

1 Reward Points = ₹0.25
Standard Base Earning
1 Reward Point per ₹100 spent on all other retail purchases (0.25% return; 1 RP = ₹0.25)
Accelerated / Partner Rate
20 Reward Points per ₹100 (5.0% return; 1 RP = ₹0.25) on Grocery shopping at supermarkets (capped at 1,000 points/month); 10 Reward Points per ₹100 (2.50% return) on Movie ticket purchases (capped at 1,000 points/month)
Points Validity:24 Months
Redemption Fee: ₹99 + GST / cycle
Redemption Modes: RBL Rewards Catalog (Brand Vouchers & Electronics at 1 RP = ₹0.25), Direct Statement Cash Credit
🚫 No Reward Points / Cashback on:
Fuel Wallet Loads Government Transactions Rent Payments Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✗ No Free Lounge Access
🛫
Domestic Lounge VisitsNone
🌐
International Lounge VisitsNone
⚠️

Spend Criteria: None

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹100,000/yr
Annual renewal fee of ₹500 + GST is waived off on spending ₹1,00,000 or more in the previous anniversary year
UPI Payments Support✓ Supported (RuPay)
1 Reward Point per ₹100 on eligible merchant RuPay UPI QR transactions
Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (Capped at ₹150/mo)

📋 Eligibility Criteria

✓ Official Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25,000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.99% per month (47.88% per annum)
Late Payment Penalties:Late payment charges slab-based up to ₹1,300
Official Bank Portal Application

Get the RBL Bank ShopRite Credit Card

Annual Fee: ₹500/yr (Waivable)

Apply Online Now →
Personalized Card Matcher

Still Confused About Your Best Match?

Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.

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🔍 Related Credit Card Collections

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Frequently Asked Questions

No, RBL Bank ShopRite Credit Card has a joining fee of ₹500 and an annual renewal fee of ₹500 (plus applicable taxes).
RBL Bank ShopRite Credit Card ₹500/yr
Apply Now →