Visa 📡 Contactless NFC

RBL Bank Super Binge Credit Card

Joining Fee₹999

Annual Fee₹999

Forex Markup 3.5%

Application ModeDirect via Bank Website

⚖️ Card Verdict & Target Persona

Who Should Apply

Streaming enthusiasts and online shoppers looking for free annual OTT subscriptions, 12X reward points on online orders, and domestic airport lounge access.

Who Should Avoid

Users who cannot meet the ₹20,000 monthly spend threshold for lounge access.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

4,000 bonus Reward Points + complimentary annual OTT subscription bundle upon payment of joining fee and spending ₹2,000 in 30 days

12X Reward Points on Online Spends

Earn 12 Reward Points per ₹100 (3.0% return) on online purchases across e-commerce and streaming apps (capped at 800 points/month).

Complimentary Annual OTT Subscriptions

Complimentary annual OTT streaming subscription pack (Netflix, Amazon Prime, Disney+ Hotstar, Zee5).

4,000 Welcome Bonus Reward Points

4,000 bonus Reward Points upon payment of annual fee and spending ₹2,000 within first 30 days.

💰 Reward Structure & Point Valuation

1 Reward Points = ₹0.25

Standard Base Earning

1 Reward Point per ₹100 spent on all other regular retail purchases (0.25% return; 1 RP = ₹0.25)

Accelerated / Partner Rate

12 Reward Points per ₹100 (3.0% return; 1 RP = ₹0.25) on online purchases across e-commerce and streaming platforms (capped at 800 reward points/month); 4,000 welcome bonus points

Points Validity:24 Months

Redemption Fee: ₹99 + GST / cycle

Redemption Modes: RBL Rewards Catalog (Brand Vouchers & Electronics at 1 RP = ₹0.25), Direct Statement Cash Credit

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Government Transactions Rent Payments Jewellery Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits1 complimentary domestic airport lounge visit per calendar quarter (4 visits/year)

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: Requires minimum retail spend of ₹20,000 in the previous calendar month

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹200,000/yr

Annual renewal fee of ₹999 + GST is waived off on spending ₹2,00,000 or more in the previous anniversary year

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (Capped at ₹150/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹25,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.99% per month (47.88% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the RBL Bank Super Binge Credit Card

Annual Fee: ₹999/yr (Waivable)

Personalized Card Matcher

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Frequently Asked Questions

No, RBL Bank Super Binge Credit Card has a joining fee of ₹999 and an annual renewal fee of ₹999 (plus applicable taxes).