Mastercard, RuPay 📡 Contactless NFC

6E Rewards - SBI Card

Joining Fee₹1,499

Annual Fee₹1,499

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

Domestic travelers flying IndiGo regularly looking for 6% flight rewards, domestic lounge visits, dining/grocery rewards, and RuPay UPI support.

Who Should Avoid

Flyers using other airlines or users unable to meet the ₹50k quarterly spend threshold for lounge visits.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Complimentary IndiGo flight ticket voucher worth ₹1,500 + 1 6E Prime Add-on upon payment of joining fee and realization

Up to 6% 6E Rewards on IndiGo Bookings

Earn up to 6% 6E Rewards (or BluChips) on direct IndiGo website and app bookings and up to 10% on partner merchants.

2% Rewards on Dining & Groceries

Earn 2% 6E Rewards on Dining, Groceries, and Entertainment spends.

Domestic Airport Lounge Access

4 complimentary domestic airport lounge visits per calendar year (max 1 per quarter on min ₹50,000 quarterly spend).

💰 Reward Structure & Point Valuation

1 6E Rewards = ₹1

Standard Base Earning

1% 6E Rewards on all other retail transactions (1 6E Reward = ₹1.00 on IndiGo)

Accelerated / Partner Rate

Up to 6% 6E Rewards on direct IndiGo website/app bookings; 2% 6E Rewards on Dining, Groceries, and Entertainment (capped at 1,000 6E Rewards/month); Up to 10% on partner merchants

Points Validity:24 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: IndiGo Flight Ticket Bookings on goindigo.in / IndiGo App (1 6E Reward = ₹1.00), IndiGo Add-ons (Seat Selection, Meals, Excess Baggage)

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits4 complimentary domestic airport lounge visits per calendar year (max 1 per quarter)

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: Requires minimum eligible spend of ₹50,000 in the previous calendar quarter

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹100,000/yr

Annual renewal fee of ₹1,499 + GST is waived off on spending ₹1,00,000 or more in the previous anniversary year

UPI Payments Support✓ Supported (RuPay)

1 6E Reward per ₹100 on eligible merchant RuPay UPI QR transactions

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹25,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% per month (42.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the 6E Rewards - SBI Card

Annual Fee: ₹1,499/yr (Waivable)

Apply Online Now →

Personalized Card Matcher

Still Confused About Your Best Match?

Don’t guess your cashback. Tell CardGuru your monthly grocery, UPI, and online shopping spends to calculate your exact net rupee returns in 10 seconds.

⚡ Instant Net Yield Math•🛋️ Lounge Fee Gate Check•🆓 100% Free & Impartial

Ask CardGuru Now→Takes less than 15 seconds

Best Credit Cards for 720 CIBIL Score LTF Cards for Salary Under ₹25,000 All SBI Card Credit Cards Lounge Access Credit Cards RuPay UPI Credit Cards Best Mastercard Credit Cards Best RuPay Credit Cards

Frequently Asked Questions

No, 6E Rewards - SBI Card has a joining fee of ₹1499 and an annual renewal fee of ₹1499 (plus applicable taxes).

6E Rewards - SBI Card ₹1,499/yr