Mastercard, RuPay 📡 Contactless NFC

6E Rewards XL - SBI Card Elite

Joining Fee₹4,999

Annual Fee₹4,999

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

Frequent domestic and international flyers on IndiGo wanting 8% flight rewards, 8 domestic + 8 international lounge visits, and ₹3k welcome flight vouchers.

Who Should Avoid

Flyers using other airlines or users unable to meet the ₹10 Lakh annual spend fee waiver.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Complimentary IndiGo flight ticket voucher worth ₹3,000 + 1 6E Prime Add-on pack upon payment of joining fee and realization

Up to 8% 6E Rewards on IndiGo Flights

Earn up to 8% 6E Rewards on direct IndiGo website and app bookings and up to 10% on partner merchants.

2% Rewards on Dining & Groceries

Earn 2% 6E Rewards on Dining, Groceries, and Entertainment spends.

8 Domestic & 8 International Lounge Visits

8 domestic (max 2/qtr on min ₹1 Lakh quarterly spend) + 8 international lounge visits per year via Priority Pass.

💰 Reward Structure & Point Valuation

1 6E Rewards = ₹1

Standard Base Earning

2% 6E Rewards on all other retail transactions (1 6E Reward = ₹1.00 on IndiGo)

Accelerated / Partner Rate

Up to 8% 6E Rewards on direct IndiGo website/app bookings; 2% 6E Rewards on Dining, Groceries, and Entertainment (capped at 2,000 6E Rewards/month); Up to 10% on partner merchants

Points Validity:24 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: IndiGo Flight Ticket Bookings on goindigo.in / IndiGo App (1 6E Reward = ₹1.00), IndiGo Add-ons (Seat Selection, Meals, Priority Check-in, Excess Baggage)

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits8 complimentary domestic airport lounge visits per calendar year (max 2 per quarter)

🌐

International Lounge Visits8 complimentary international airport lounge visits per calendar year (max 2 per quarter) via Priority Pass

⚠️

Spend Criteria: Requires minimum eligible spend of ₹1,00,000 in the previous calendar quarter for domestic lounge access

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹1,000,000/yr

Annual renewal fee of ₹4,999 + GST is waived off on spending ₹10,00,000 or more in the previous anniversary year

UPI Payments Support✓ Supported (RuPay)

1 6E Reward per ₹100 on eligible merchant RuPay UPI QR transactions

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹25,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% per month (42.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the 6E Rewards XL - SBI Card Elite

Annual Fee: ₹4,999/yr (Waivable)

Apply Online Now →

Personalized Card Matcher

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Frequently Asked Questions

No, 6E Rewards XL - SBI Card Elite has a joining fee of ₹4999 and an annual renewal fee of ₹4999 (plus applicable taxes).

6E Rewards XL - SBI Card Elite ₹4,999/yr