Mastercard 📡 Contactless NFC

KrisFlyer SBI Card

Joining Fee₹2,999

Annual Fee₹2,999

Forex Markup 3.5%

Apply Now →

⚖️ Card Verdict & Target Persona

Who Should Apply

International flyers traveling via Singapore Airlines and Scoot wanting direct KrisFlyer miles transferred automatically every statement date, lounge access, and a ₹3 Lakh spend waiver.

Who Should Avoid

Domestic-only flyers or users unable to meet the ₹75,000 quarterly spend threshold for lounge access.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

3,000 bonus KrisFlyer Miles upon payment of joining fee and realization

5 KrisFlyer Miles per ₹200 on Singapore Airlines

Earn 5 KrisFlyer Miles per ₹200 spent on Singapore Airlines and Scoot group bookings with no monthly cap.

Domestic & International Airport Lounge Access

8 complimentary airport lounge visits per year (1 domestic visit per quarter + 4 international lounge visits/year via Priority Pass).

Spend-Based Annual Fee Waiver

Annual renewal fee of ₹2,999 is waived off on spending ₹3,00,000 or more in the previous anniversary year.

💰 Reward Structure & Point Valuation

1 KrisFlyer Miles = ₹1.5

Standard Base Earning

1.5 KrisFlyer Miles per ₹200 spent on all other regular retail purchases (0.75% return; 1 KrisFlyer Mile = ~₹1.50 for flight awards)

Accelerated / Partner Rate

5 KrisFlyer Miles per ₹200 (2.5% return) on Singapore Airlines and Scoot bookings; Miles automatically credited to Singapore Airlines KrisFlyer account on every statement date; Milestone bonuses on annual spend thresholds

Points Validity:36 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: Singapore Airlines & Star Alliance Award Flights via singaporeair.com, Cabin Upgrades on Singapore Airlines

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Jewellery Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits1 complimentary domestic airport lounge visit per calendar quarter (4 visits/year)

🌐

International Lounge Visits4 complimentary international airport lounge visits per calendar year via Priority Pass

⚠️

Spend Criteria: Requires minimum retail spend of ₹75,000 in the previous calendar quarter

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹300,000/yr

Annual renewal fee of ₹2,999 + GST is waived off on spending ₹3,00,000 or more in the previous anniversary year

UPI Payments Support✗ Not Supported

UPI not supported on Mastercard network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (Capped at ₹250/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹25,000

Min. Credit Score720 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% per month (42.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the KrisFlyer SBI Card

Annual Fee: ₹2,999/yr (Waivable)

Apply Online Now →

Personalized Card Matcher

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Frequently Asked Questions

No, KrisFlyer SBI Card has a joining fee of ₹2999 and an annual renewal fee of ₹2999 (plus applicable taxes).

KrisFlyer SBI Card ₹2,999/yr