LIFETIME FREE VISA,Mastercard,RuPay 📡 Contactless NFC
Signet Credit Card
Joining FeeFREE
Annual FeeFREE
Forex Markup 3.5%
🎁 Key Features & Highlights
🎉
Joining & Activation Welcome Gift
Complimentary digital subscription vouchers upon card activation and first transaction
Get a Complimentary Swiggy Voucher
Credited on a minimum quarterly spend of ₹20,000 and available once per financial year in this category
Earn 3X Reward Points on Electronics & Apparel Spends
Under the card’s 3-2-1 rewards structure 3X on Electronics & Apparel, 2X on Entertainment and 1X on all other categories
Enjoy 1 Complimentary Domestic Airport Lounge
Visit Every Quarter by spending ₹20,000 or more in the immediately preceding quarterly spend cycle
💰 Reward Structure & Point Valuation
1 Points = ₹0.25 Standard Base Earning
1 Reward Point per ₹100 spent (0.25% value)
Accelerated / Partner Rate
8X Reward Points on online spends via specific partner categories
Points Validity:24 Months
Redemption Fee: ₹99 + GST / cycle
Redemption Modes: Statement Credit, Product Catalog, AirMiles Transfer
🚫 No Reward Points / Cashback on:
Fuel Rent Wallet Loads Government Transactions EMI
🛋️ Airport Lounge Access & Spend Criteria
✓ Lounge Access Active🛫
Domestic Lounge Visits2 visits per quarter
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International Lounge VisitsNone
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Spend Criteria: Requires ₹20,000 spend in previous calendar month
⚡ Spend Milestones & Special Perks
Annual Fee Waiver Lifetime Free (₹0)
Lifetime Free Credit Card with zero annual and renewal fees UPI Payments Support✗ Not Supported
UPI not supported on Visa/Mastercard Fuel Surcharge Waiver1% Surcharge Waived
1% fuel surcharge waiver (Capped at ₹250/mo) 📋 Eligibility Criteria
✓ Official CriteriaAge Limit21 - 60 Years
Min. Monthly Income₹25,000
Min. Credit Score720 CRIF
Employment TypeSalaried / Self-Employed
Official Bank Portal Application
Get the Signet Credit Card
Lifetime Free Card • Zero Annual Maintenance Charges
Personalized Card Matcher
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🔍 Related Credit Card Collections
Frequently Asked Questions
Yes, the Signet Credit Card is a Lifetime Free credit card with ₹0 joining fee and ₹0 annual renewal fee.