Visa 📡 Contactless NFC

SpiceJet Axis Bank Voyage Black Credit Card

Joining Fee₹2,000

Annual Fee₹2,000

Forex Markup 3.5%

Application ModeDirect via Bank Website

⚖️ Card Verdict & Target Persona

Who Should Apply

Frequent domestic flyers traveling via SpiceJet wanting 20 SpiceClub Points per ₹100 on flight bookings, 8 domestic lounge visits, and an easy ₹2 Lakh spend waiver.

Who Should Avoid

Flyers using other airlines or users seeking direct cashback.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

SpiceJet flight discount voucher worth ₹2,000 + complimentary SpiceClub Silver Tier membership upon payment of joining fee

20 SpiceClub Points per ₹100 on SpiceJet

Earn 20 SpiceClub Points per ₹100 spent on SpiceJet website and mobile app for booking flights and add-ons.

Domestic Airport Lounge Access

8 complimentary domestic airport lounge visits per calendar year (max 2 per quarter on min ₹50,000 spend in preceding 3 months).

Spend-Based Annual Fee Waiver

Annual renewal fee of ₹2,000 is waived off on spending ₹2,00,000 or more in the previous anniversary year.

💰 Reward Structure & Point Valuation

1 SpiceClub Points = ₹1

Standard Base Earning

6 SpiceClub Points per ₹100 spent on general retail purchases (3.0% return)

Accelerated / Partner Rate

20 SpiceClub Points per ₹100 (10.0% return; 1 SpiceClub Point = ₹1.00 on SpiceJet) on SpiceJet website/app for flight and meal bookings; 12 SpiceClub Points per ₹100 on bill payments; 6 SpiceClub Points per ₹100 on other retail spends

Points Validity:24 Months

Redemption Fee: ₹0 (Free)

Redemption Modes: SpiceJet Flight Bookings & Add-ons on spicejet.com (1 Point = ₹1.00)

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge Visits8 complimentary domestic airport lounge visits per calendar year (max 2 per quarter)

🌐

International Lounge VisitsNone

⚠️

Spend Criteria: Requires minimum eligible spend of ₹50,000 in the preceding 3 calendar months

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹200,000/yr

Annual renewal fee of ₹2,000 + GST is waived off on spending ₹2,00,000 or more in the previous anniversary year

UPI Payments Support✗ Not Supported

UPI not supported on Visa network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹400/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit18 - 70 Years

Min. Monthly Income₹250,000

Min. Credit Score750 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.60% per month (52.86% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,200

Official Bank Portal Application

Get the SpiceJet Axis Bank Voyage Black Credit Card

Annual Fee: ₹2,000/yr (Waivable)

Personalized Card Matcher

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Frequently Asked Questions

No, SpiceJet Axis Bank Voyage Black Credit Card has a joining fee of ₹2000 and an annual renewal fee of ₹2000 (plus applicable taxes).