Mastercard ★ Metal Edition 📡 Contactless NFC

YES Bank Marquee Credit Card

Joining Fee₹4,999

Annual Fee₹4,999

Forex Markup 1.75%

Application ModeDirect via Bank Website

⚖️ Card Verdict & Target Persona

Who Should Apply

Affluent online shoppers and global travelers wanting 4.5% valueback on internet purchases, unlimited global airport lounge access, 3 free movie tickets per month, and low 1.75% forex markup.

Who Should Avoid

Users who cannot reach the ₹15 Lakh annual spend fee waiver.

🎁 Key Features & Highlights

🎉

Joining & Activation Welcome Gift

Complimentary luxury brand vouchers + annual membership perks upon payment of joining fee and realization

36 YES Rewardz Points per ₹200 on Online Shopping

Earn 36 YES Rewardz Points per ₹200 (4.5% valueback) on online shopping transactions (capped at 15,000 points/month).

Unlimited Global Airport Lounge Access

Unlimited complimentary domestic and international airport lounge access worldwide for primary and add-on cardholders via Priority Pass.

BOGO Movie Tickets (Up to 3/Month)

Buy 1 Get 1 free on BookMyShow movie and event tickets (up to 3 free tickets per calendar month).

💰 Reward Structure & Point Valuation

1 YES Rewardz Points = ₹0.25

Standard Base Earning

18 YES Rewardz Points per ₹200 spent on domestic retail purchases (2.25% return; 1 RP = ₹0.25)

Accelerated / Partner Rate

36 YES Rewardz Points per ₹200 (4.50% return; 1 RP = ₹0.25) on online shopping (capped at 15,000 points/month); 10 YES Rewardz Points per ₹200 on utilities, insurance, and education; 1.75% low forex markup fee

Points Validity:36 Months

Redemption Fee: ₹99 + GST / cycle

Redemption Modes: YES Rewardz Catalog (Brand Vouchers, Flight & Hotel Bookings), Direct Statement Cash Credit, Air Mile Transfers

🚫 No Reward Points / Cashback on:

Fuel Wallet Loads Rent Payments Government Transactions Cash Advances EMI

🛋️ Airport Lounge Access & Spend Criteria

✓ Lounge Access Active

🛫

Domestic Lounge VisitsUnlimited complimentary domestic airport lounge access for primary and add-on cardholders

🌐

International Lounge VisitsUnlimited complimentary international airport lounge access worldwide via Priority Pass for primary and add-on cardholders

⚠️

Spend Criteria: None (Unconditional VIP global access)

⚡ Spend Milestones & Special Perks

Annual Fee Waiver ₹1,500,000/yr

Annual renewal fee of ₹4,999 + GST is waived off on spending ₹15,00,000 or more in the previous anniversary year

UPI Payments Support✗ Not Supported

UPI not supported on Mastercard network

Fuel Surcharge Waiver1% Surcharge Waived

1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (Capped at ₹500/mo)

📋 Eligibility Criteria

✓ Official Criteria

Age Limit21 - 60 Years

Min. Monthly Income₹300,000

Min. Credit Score750 CRIF

Employment TypeSalaried / Self-Employed

📊 Interest Rates & Charges

Finance Charges (Interest Rate / APR):3.50% per month (42.0% per annum)

Late Payment Penalties:Late payment charges slab-based up to ₹1,300

Official Bank Portal Application

Get the YES Bank Marquee Credit Card

Annual Fee: ₹4,999/yr (Waivable)

Personalized Card Matcher

Still Confused About Your Best Match?

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Frequently Asked Questions

No, YES Bank Marquee Credit Card has a joining fee of ₹4999 and an annual renewal fee of ₹4999 (plus applicable taxes).