Mastercard
AU Altura Credit Card
Joining Fee₹199
Annual Fee₹199
📋 Eligibility Criteria
Age Limit21 - 60 Years
Min. Monthly Income₹25000
Min. Credit Score725 CRIF
Employment Typesalaried
🎁 Key Benefits & Perks
2% Cashback on Groceries and Utilities
on grocery stores, departmental stores, and utility bill payments, capped at ₹50 cashback per statement cycle
2% Cashback on Groceries & Utilities
on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle
2% Cashback
on all retail spends done at grocery stores, departmental stores, and utility bill payments with a maximum cashback of ₹50 per statement cycle
1% Cashback on Other Retail Spends
on all other eligible retail transactions, capped at ₹50 cashback per statement cycle
Complimentary Railway Lounge Access
with 2 free lounge visits per calendar quarter at select railway stations using your AU Altura Credit Card
🔍 Related Credit Card Collections
All AU Small Finance Bank Credit Cards Best Utility Bills Credit Cards Utility Bills Cards from AU Small Finance Bank Best Grocery Shopping Credit Cards Grocery Shopping Cards from AU Small Finance Bank Cards for Salary Under ₹25,000 Cards for Salary Under ₹35,000 Cards for Salary Under ₹50,000 Cards for Salary Under ₹75,000 Cards for Salary Under ₹100,000 Cards for 735+ CIBIL Score Cards for 750+ CIBIL Score Cards for 760+ CIBIL Score
Frequently Asked Questions
The joining fee for AU Altura Credit Card is ₹199.