Category Overview

Best Utility Bills Credit Cards

Showing 39 total cards — 9 Lifetime Free & 30 Paid options.

PRIORITY PICK

Lifetime Free Utility Bills Cards

ZERO FEE
IDFC FIRST Wealth Credit Card
IDFC FIRST Bank

IDFC FIRST Wealth Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: 20% Off on Dining

ZERO FEE
IDFC FIRST Select Credit Card
IDFC FIRST Bank

IDFC FIRST Select Credit Card

RuPay
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 13% Bonus Reward Points on Flight Bookings

ZERO FEE
IDFC FIRST Classic Credit Card
IDFC FIRST Bank

IDFC FIRST Classic Credit Card

VISA,RuPay
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 10X Reward Points per ₹200 on eligible

ZERO FEE
OneCard Credit Card
Federal Bank / Partner

OneCard Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 5X Reward Points on Your Top 2 Spend Categories

ZERO FEE
ICICI Platinum Chip Credit Card
ICICI Bank

ICICI Platinum Chip Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 2 Reward Points per ₹100 spent on Retail Transactions

ZERO FEE
IndusInd Platinum Aura Edge Credit Card
IndusInd Bank

IndusInd Platinum Aura Edge Credit Card

VISA,Mastercard
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 4 Reward Points Per ₹100 on your Top Spending Category

ZERO FEE
AU Zenith Credit Card
AU Small Finance Bank

AU Zenith Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 5 Reward Points per ₹100 Spent on Dining

ZERO FEE
IDFC FIRST WOW Credit Card
IDFC FIRST Bank

IDFC FIRST WOW Credit Card

RuPay,VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Enjoy zero forex markup fees

ZERO FEE
LIC Axis Signature Credit Card
Axis Bank

LIC Axis Signature Credit Card

VISA,Mastercard
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 1 EDGE REWARD Point for Every ₹100

Higher Rewards & Subscriptions
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

VISA,RuPay
Joining Fee₹1499
Annual Fee₹1499

Key Perk: Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq

IDFC FIRST Power Plus Credit Card
IDFC FIRST Bank

IDFC FIRST Power Plus Credit Card

RuPay
Joining Fee₹499
Annual Fee₹499

Key Perk: Earn 5% Rewards on HPCL Fuel

Axis Airtel Rupay Credit Card
Axis Bank

Axis Airtel Rupay Credit Card

VISA,RuPay
Joining Fee₹500
Annual Fee₹500

Key Perk: Get 25% Cashback on Airtel Recharge, DTH and Broadband

YES BANK MARQUÉE Credit Card
Yes Bank

YES BANK MARQUÉE Credit Card

Mastercard
Joining Fee₹9999
Annual Fee₹4999

Key Perk: Get Buy 1 Get 1 Free on Movie Tickets via BookMyShow

ICICI Sapphiro Credit Card
ICICI Bank

ICICI Sapphiro Credit Card

VISA,Mastercard,RuPay
Joining Fee₹6500
Annual Fee₹3500

Key Perk: Get welcome vouchers worth over ₹13,000

HDFC BizBlack Metal Edition Credit Card
HDFC Bank

HDFC BizBlack Metal Edition Credit Card

DinersClub
Joining Fee₹10000
Annual Fee₹10000

Key Perk: Earn 5X Reward Points

Axis Cashback Credit Card
Axis Bank

Axis Cashback Credit Card

VISA,Mastercard
Joining Fee₹1000
Annual Fee₹1000

Key Perk: Earn Up To 7% Cashback On Online

HDFC Biz Grow Credit Card
HDFC Bank

HDFC Biz Grow Credit Card

VISA
Joining Fee₹500
Annual Fee₹500

Key Perk: Earn 2 CashPoints on every ₹150 spent

PhonePe HDFC Bank Ultimo Credit Card
HDFC Bank

PhonePe HDFC Bank Ultimo Credit Card

RuPay
Joining Fee₹999
Annual Fee₹999

Key Perk: Gift Cards on Your First RuPay Credit Card

CRED IndusInd Bank Credit Card
IndusInd Bank

CRED IndusInd Bank Credit Card

RuPay
Joining Fee₹0
Annual Fee₹499

Key Perk: Earn 5% back as CRED Points on all E-commerce Transactions

YES BANK ELITE PLUS Credit Card
Yes Bank

YES BANK ELITE PLUS Credit Card

VISA,Mastercard,RuPay
Joining Fee₹999
Annual Fee₹999

Key Perk: Earn 12 YES Rewardz Points per ₹200 on Online Shopping

AU Tejas Credit Card
AU Small Finance Bank

AU Tejas Credit Card

VISA
Joining Fee₹500
Annual Fee₹500

Key Perk: Get a flat 10% instant discount on Zomato Food Delivery and Amazon

HDFC Biz Power Credit Card
HDFC Bank

HDFC Biz Power Credit Card

VISA,RuPay
Joining Fee₹2500
Annual Fee₹2500

Key Perk: Enjoy 2 Domestic Airport Lounge Visits Every Calendar Quarter

HSBC Premier Credit Card
HSBC Bank

HSBC Premier Credit Card

Mastercard
Joining Fee₹12000
Annual Fee₹20000

Key Perk: Earn 3 Reward Points

Axis Neo Credit Card
Axis Bank

Axis Neo Credit Card

Mastercard
Joining Fee₹0
Annual Fee₹250

Key Perk: Get 100% Cashback up to ₹300

HSBC RuPay Cashback Credit Card
HSBC Bank

HSBC RuPay Cashback Credit Card

RuPay
Joining Fee₹499
Annual Fee₹499

Key Perk: Get 10% Cashback on Dining Spends

HDFC Biz First Credit Card
HDFC Bank

HDFC Biz First Credit Card

RuPay
Joining Fee₹500
Annual Fee₹500

Key Perk: Get 2000 CashPoints

IDFC FIRST POWER Credit Card
IDFC FIRST Bank

IDFC FIRST POWER Credit Card

RuPay
Joining Fee₹199
Annual Fee₹199

Key Perk: Get Fuel Welcome Cashback on the first HPCL fuel

AU Altura Credit Card
AU Small Finance Bank

AU Altura Credit Card

Mastercard
Joining Fee₹199
Annual Fee₹199

Key Perk: 2% Cashback on Groceries and Utilities

ICICI Rubyx Credit Card
ICICI Bank

ICICI Rubyx Credit Card

VISA,Mastercard,RuPay
Joining Fee₹3000
Annual Fee₹2000

Key Perk: Welcome Vouchers Worth Over ₹5,000

ICICI HPCL Coral Credit Card
ICICI Bank

ICICI HPCL Coral Credit Card

VISA,Mastercard
Joining Fee₹199
Annual Fee₹199

Key Perk: Save Up To 3.5% on Fuel Transactions at HPCL

HDFC RuPay Credit Card
HDFC Bank

HDFC RuPay Credit Card

RuPay
Joining Fee₹99
Annual Fee₹99

Key Perk: 3% Cashpoints on Dining

HDFC Superia Airline Credit Card
HDFC Bank

HDFC Superia Airline Credit Card

VISA
Joining Fee₹0
Annual Fee₹1000

Key Perk: Get 50% More Reward Points

Standard Chartered Ultimate Credit Card
Standard Chartered

Standard Chartered Ultimate Credit Card

Mastercard,VISA
Joining Fee₹5000
Annual Fee₹5000

Key Perk: Earn 5 Reward Points on Every ₹150 Spent

Kotak Mojo Platinum Credit card
Kotak Mahindra Bank

Kotak Mojo Platinum Credit card

VISA,Mastercard,RuPay
Joining Fee₹1000
Annual Fee₹1000

Key Perk: Earn 2.5 Mojo Points

IDFC FIRST Dual Indigo Credit Card
IDFC FIRST Bank

IDFC FIRST Dual Indigo Credit Card

Mastercard,RuPay
Joining Fee₹4999
Annual Fee₹4999

Key Perk: Earn Up To 22 IndiGo BluChips Per ₹100

Axis ACE Credit Card
Axis Bank

Axis ACE Credit Card

VISA
Joining Fee₹499
Annual Fee₹499

Key Perk: 4% cashback on Swiggy, Zomato & Ola

Axis SpiceJet Voyage Credit Card
Axis Bank

Axis SpiceJet Voyage Credit Card

VISA
Joining Fee₹750
Annual Fee₹750

Key Perk: Get Complimentary SpiceClub Silver

Axis SpiceJet Voyage Black Credit Card
Axis Bank

Axis SpiceJet Voyage Black Credit Card

VISA
Joining Fee₹2000
Annual Fee₹2000

Key Perk: Enjoy Complimentary SpiceClub Gold Membership

HDFC Bank Bharat Credit Card
HDFC Bank

HDFC Bank Bharat Credit Card

RuPay
Joining Fee₹500
Annual Fee₹500

Key Perk: Earn 5% Cashback on IRCTC Ticket Bookings