⚑ Lifetime Free & High Reward Directory

Find the Best Credit Cards in India

Compare rewards, lounge access, and exclusive LTF offers across top Indian banks.

Browse by Category

Top Lifetime Free Picks

β‚Ή0 Joining & Annual Fee
LTF PICK
Kiwi Klick Credit Card
Yes Bank

Kiwi Klick Credit Card

RuPay
Joining FeeFREE
Annual FeeFREE

Top Perk: Flat β‚Ή250 Cashback (1000 Kiwis)

LTF PICK
IDFC FIRST Millennia Credit Card
IDFC FIRST Bank

IDFC FIRST Millennia Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Get A β‚Ή500 Voucher from partner brands like Amazon, BigBasket,

LTF PICK
IDFC FIRST Wealth Credit Card
IDFC FIRST Bank

IDFC FIRST Wealth Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: 20% Off on Dining

LTF PICK
Scapia Credit Card
Federal Bank / Partner

Scapia Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Get Zero Forex Markup

LTF PICK
IDFC FIRST Select Credit Card
IDFC FIRST Bank

IDFC FIRST Select Credit Card

RuPay
Joining FeeFREE
Annual FeeFREE

Top Perk: Earn 13% Bonus Reward Points on Flight Bookings

LTF PICK
AU Bank LIT Credit Card
AU Small Finance Bank

AU Bank LIT Credit Card

VISA
Joining FeeFREE
Annual FeeFREE

Top Perk: Up to 10X Reward Points + 5% Cashback

Top Premium & Paid Picks

Higher Rewards & Lounge Benefits
SBI Cashback Credit Card
SBI Card

SBI Cashback Credit Card

VISA
Joining Feeβ‚Ή999
Annual Feeβ‚Ή999

Key Perk: Get 5% Cashback on Dining

Axis Flipkart Credit Card
Axis Bank

Axis Flipkart Credit Card

VISA
Joining Feeβ‚Ή0
Annual Feeβ‚Ή500

Key Perk: Shopping Get 7.5% Cashback on Myntra

SBI Simply Click Credit Card
SBI Card

SBI Simply Click Credit Card

Mastercard
Joining Feeβ‚Ή499
Annual Feeβ‚Ή499

Key Perk: Get 10X Reward Points at Cleartrip & Yatra

HDFC Regalia Gold Credit Card
HDFC Bank

HDFC Regalia Gold Credit Card

VISA,Mastercard
Joining Feeβ‚Ή2500
Annual Feeβ‚Ή2500

Key Perk: Earn 10X SmartBuy Points on IGP.com, Jockey and Pharmeasy

Flipkart SBI Credit Card
SBI Card

Flipkart SBI Credit Card

VISA,Mastercard
Joining Feeβ‚Ή500
Annual Feeβ‚Ή500

Key Perk: Earn 7.5% on Myntra and 5% on Flipkart & Cleartrip

Swiggy BLCK HDFC Credit Card
HDFC Bank

Swiggy BLCK HDFC Credit Card

Mastercard
Joining Feeβ‚Ή1000
Annual Feeβ‚Ή1000

Key Perk: 10% Cashback on Swiggy Instamart